tag:blogger.com,1999:blog-29492186578497199872024-03-13T08:51:20.453+00:00My contrarian adventure<center>MCA is a financial blog for the analysis of mainly European contrarian stocks.</center>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.comBlogger1520110tag:blogger.com,1999:blog-2949218657849719987.post-83095086082668307092024-02-10T18:00:00.114+00:002024-02-10T18:00:00.204+00:00Summary of January 2024<p> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzugzQZX4k5CC59cYSAoCDf-_Qn-NSWfs5cPF2aaUvvOnTMbgfzM_sbIZJ22HtYCYAnRm3m4F-2101EqOY59YsRJaNOm3EeRsZZhDqiv0dzkhXWOYdZnAKoi3G05Fq3tG_Dl43FV7kieLdT8ZiC9CPPwq9srSldzfxk0ekFiN6KkGd_mrZSnvWY2Ob/s500/Summary%20Gray.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="500" data-original-width="500" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzugzQZX4k5CC59cYSAoCDf-_Qn-NSWfs5cPF2aaUvvOnTMbgfzM_sbIZJ22HtYCYAnRm3m4F-2101EqOY59YsRJaNOm3EeRsZZhDqiv0dzkhXWOYdZnAKoi3G05Fq3tG_Dl43FV7kieLdT8ZiC9CPPwq9srSldzfxk0ekFiN6KkGd_mrZSnvWY2Ob/w200-h200/Summary%20Gray.jpg" width="200" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Summary of January 2024</td></tr></tbody></table><br /></p><p style="text-align: justify;">More and more women are now being trained and used in the army in Ukraine, I hope that Russia decides that enough is enough and that the voices of the mothers in Russia keep increasing in volume regarding sending and having their boys being killed in a meaningless war that Putin decided to start and now probably keeps running due to pride.</p><p style="text-align: justify;">I had a lovely ski trip to Trysil with my brothers and my cousins families. Trysil is a very nice place with long slopes that reminds me more of the Alps than anything else. Skistar and their inflation is making it costly though. I hadn't realised but my brother told me that Skistar apparently failed with their Austrian adventure. Pity, I hoped they would be able to go global but this might leave a mark on them for years to come. My poor little nephew managed to break his leg the first morning of skiing. The first (not yet up at skill level) and the last (tendency to make riskier decisions) appears to be the moments of additional danger. Is there a correlation with investing? I know for a fact that I was really bad in the early days and made seriously bad investments. When you have too much money, do you become reckless then again? May I never have that quantity of money! Angel investors are however needed to keep the entrepreneurs' of the world going but I prefer to be an entrepreneur than to become an angel investor.</p><p style="text-align: justify;">My consultancy job is moving along ok, I would, at this point in time, like to increase it slightly, and I will have to have a discussion with them about that.</p><p style="text-align: justify;"><span style="background-color: white; font-family: calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px;">For the previous summary please visit </span><a href="https://contrarianadventure.blogspot.com/2024/01/summary-of-novemberdecember-2023.html" style="background-color: white; color: #8832ff; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px; text-decoration-line: none;" target="_blank">Summary of November/December 2024</a><span style="background-color: white; font-family: calibri; font-size: 15.4px;"><span style="font-size: 15.4px;">.</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgs6muNJ6cRTH2XjtLt4Ce_pLpIVKkPZcmOdX3yLjo0VS42qt-OHqwT_S1Y_raG8DnIcnFj6WtUe-kXimxKTIbIAIlF3pqQICjI7gCzzm7OSmgT3vgVJ59ftzUmzx5F_slo_1cLyYEauDx3RD61iolTJE0lrunqsVeYJRnb7yT-UokBhUF3TMv1RVuF/s1528/Inv%20vs%20Cur%20January%202024.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgs6muNJ6cRTH2XjtLt4Ce_pLpIVKkPZcmOdX3yLjo0VS42qt-OHqwT_S1Y_raG8DnIcnFj6WtUe-kXimxKTIbIAIlF3pqQICjI7gCzzm7OSmgT3vgVJ59ftzUmzx5F_slo_1cLyYEauDx3RD61iolTJE0lrunqsVeYJRnb7yT-UokBhUF3TMv1RVuF/s320/Inv%20vs%20Cur%20January%202024.png" width="320" /></a></div><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"><div><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"><br /></span></div>The total invested value is now at: <b>343,328</b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"><b> </b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700;">€</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;">.</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"> No further investments were made.</span><div><span style="font-family: Calibri;"><span style="font-size: 15.4px;"><br /></span></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvQlbC9qLypGhD5P48y7EYRA2ESjowSYZX3Qh-HxAushOnrDBuVEre4lCZ7Hvqglo3oSqHgRv0yVZgG7mAerTB0L9BYviC2xal3vgv_T-neg7lFxXepaWdD3bncM3_bpjF8sLQ4TGgIp8bMpQQV1BTM-jGqf9rVQuryDwBiC1BeaDIc7_3eibXKnSB/s1528/Current%20Investment%20January%202024.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvQlbC9qLypGhD5P48y7EYRA2ESjowSYZX3Qh-HxAushOnrDBuVEre4lCZ7Hvqglo3oSqHgRv0yVZgG7mAerTB0L9BYviC2xal3vgv_T-neg7lFxXepaWdD3bncM3_bpjF8sLQ4TGgIp8bMpQQV1BTM-jGqf9rVQuryDwBiC1BeaDIc7_3eibXKnSB/s320/Current%20Investment%20January%202024.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;">The value of the portfolio is today:<b> 525,591</b></span><span style="font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700;"> €</span><span style="font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"> and I have 632 € in cash. Some dividend cash was taken out from my German stock broker. I have realised gains of 9,653 € and unrealised of 182,262 € (35%) which is not good enough. </span><span style="font-family: Calibri; font-size: 15.4px;">My ETFs are now up at a value of 77% of my portfolio.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQpIhKb7n-solcXVhnE0R3PSS6nUNQGJ5ptMaOPWhyuDuiPqZ6GVQNXuq_E1A-q-R8ZHV2bpOqMzmDnu39CIoSfXKoa1tQLAb2cxVMH3A_BQHCUzxjWAhOv3fb6aBHMx165Cmau3_RhD7ja_BD6itWIFFIaz-F_mwRxZJBH8inzx-LCp5pqvBbcHTP/s1528/Me%20vs%20DAX%20January%202024.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="999" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQpIhKb7n-solcXVhnE0R3PSS6nUNQGJ5ptMaOPWhyuDuiPqZ6GVQNXuq_E1A-q-R8ZHV2bpOqMzmDnu39CIoSfXKoa1tQLAb2cxVMH3A_BQHCUzxjWAhOv3fb6aBHMx165Cmau3_RhD7ja_BD6itWIFFIaz-F_mwRxZJBH8inzx-LCp5pqvBbcHTP/s320/Me%20vs%20DAX%20January%202024.png" width="320" /></a></div><br /><p style="background-color: white; font-family: Calibri; font-size: 15.4px; text-align: justify;"><span style="font-size: 15.4px; text-align: start;">DAX is now up at 16,927 points which means that it has increased by 2.0% since the previous summary and my own portfolio has increased by 4.4% in the same time period.</span></p><p style="background-color: white; font-family: Calibri; font-size: 15.4px; text-align: justify;"><b style="font-family: calibri; font-size: 15.4px;">Conclusion:</b><span style="font-family: calibri; font-size: 15.4px;"> It's been a good start of the year and my portfolio has increased with 15k € which is an amazing figure on its own especially considering that my monthly costs currently are around 250€ per month. What goes up shall at some point come down again and I will need to extract money for the next stage pretty soon.</span></p></div>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-41536545855233145982024-02-10T10:59:00.001+00:002024-02-10T10:59:10.748+00:00Dividends January 2024<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbewQb398FVaJIOqw12swrQYwSyzCet5eieGg0bgHFW4uFRCIauuTqG3A33bpJKwjMAbauRYsZvlmfRu8wCmgQgA6RMctthz2EbpL7QzkSyCxRG0xZ2rw0DoNeuu639krvjoGFF4eO38jRbfomuB3iOPx6sHRU8ktcT9UEz7SGE2KADS3ySHLqKNIQ/s200/Logo%20ABF.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="115" data-original-width="200" height="115" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgbewQb398FVaJIOqw12swrQYwSyzCet5eieGg0bgHFW4uFRCIauuTqG3A33bpJKwjMAbauRYsZvlmfRu8wCmgQgA6RMctthz2EbpL7QzkSyCxRG0xZ2rw0DoNeuu639krvjoGFF4eO38jRbfomuB3iOPx6sHRU8ktcT9UEz7SGE2KADS3ySHLqKNIQ/s1600/Logo%20ABF.png" width="200" /></a></div><br /><p></p><p>Few dividends were received during the month of January 2024 however they were:</p><p>ABF paid out 105.93 € that I received directly as cash on my broker account.</p><p>Burberry paid out 36.40 € and also in this case I received it directly as cash on my broker account.</p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-66946276354812504662024-01-08T19:00:00.062+00:002024-01-08T19:00:00.143+00:00The stock portfolio development during 2023<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivSy4LcZjczUFJAICPwQfh7vUxvKmP_h3TOz4cSlwiC4OEF7LZel6K7mTNXaKHkwigXQj1dl-nRYg78M_pBK0f4q0P8Gbcv5V8Uk7ZqJ_1q6NxoEiopZcP810UpxlRI1KtasiJXUAEcVolEdK1DJ0jl5PW_WKtPA8xriyJZIFdgA1sLjDCHA8UkxcF/s1528/Portfolio%20Development%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEivSy4LcZjczUFJAICPwQfh7vUxvKmP_h3TOz4cSlwiC4OEF7LZel6K7mTNXaKHkwigXQj1dl-nRYg78M_pBK0f4q0P8Gbcv5V8Uk7ZqJ_1q6NxoEiopZcP810UpxlRI1KtasiJXUAEcVolEdK1DJ0jl5PW_WKtPA8xriyJZIFdgA1sLjDCHA8UkxcF/s320/Portfolio%20Development%202023.png" width="320" /></a></div><br /><p></p><p style="text-align: justify;">Due to the end-of-year rush on the stock exchange the development of the portfolio was semi ok. My stock portfolio increased in value by 54.6k € of which 11.1k € was in added investments which means that 43.5k € came from snowball effect.</p><p style="background-color: white; font-family: Calibri; font-size: 15.4px; text-align: justify;"><span style="font-size: 15.4px;">In the previous report </span><a href="https://contrarianadventure.blogspot.com/2023/01/the-stock-portfolio-development-during.html" style="color: #8832ff; font-size: 15.4px; text-decoration-line: none;" target="_blank">the stock portfolio development 2022</a><span style="font-size: 15.4px;"> I spoke about that I had readjusted my target from the original 750k € to ~450k €, to buy a renovations object close to a warm beach and close to skiing during winter. Spain has started to be more interesting that France. I handed in my letter of resignation and left the UK in May 2023 to move back to Sweden to live in the family summerhouse while converting a campingvan. The campingvan is ready and I'm planning to leave in spring 2024. I do around 2 days per month of consultancy job for my old company but I must say that I am bored. Being retired is not as fun as one might think it to be. Everyone of my friends in Sweden are busy with their kids and their activities and it is a very, to put it bluntly, boring, not to have a job to go to every day. I'm therefore very certain that once I have fixed the renovations object I will, one way or the other, get back into the workforce again.</span></p><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9ENbfqi3EXRW7e9BXsl5r0KQ43MSHyJEe0L2GHpuuWFu6gifYSCfzTBBNa5pxCmQfvp5MmAIEPjyY-iR84NVAZbi78B2K1oBRHBffgf0CfyLyL8uwOP1LrQq9l3xrRyMvcivp4MwTIhSAV7Ajfcsv3UDE7u5d1o3KJqL2dj4v3EJryzty2XKPCTYI/s1528/Plan%20vs%20Real%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="999" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9ENbfqi3EXRW7e9BXsl5r0KQ43MSHyJEe0L2GHpuuWFu6gifYSCfzTBBNa5pxCmQfvp5MmAIEPjyY-iR84NVAZbi78B2K1oBRHBffgf0CfyLyL8uwOP1LrQq9l3xrRyMvcivp4MwTIhSAV7Ajfcsv3UDE7u5d1o3KJqL2dj4v3EJryzty2XKPCTYI/s320/Plan%20vs%20Real%202023.png" width="320" /></a></div><br /><div style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px;">As can be seen in the graph above my plan is working well. In my first year (2012) of investment I ended up with a stock portfolio in the value of 17,659 € which was 4,744 € more then my plan required. In the second year (2013) my stock portfolio grew with 73 % and ended up with a value of 30,623 € which was 4,723 € above my target meaning that I managed to stay ahead of my plan but I did not manage to increase this advantage. In the third year (2014) my stock portfolio grew with 57% and I ended up with a value of 48,208 € which is then 8,333 € ahead of my investment plan which means that I managed to double my advantage during 2014. I</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px;">n the fourth year (2015) my portfolio grew by 53% and I am up at a value of 73,579 €. My plan was to have a stock portfolio of 54,915 € in the end of 2015 which means that I am now 18,664 € ahead of my plan. </span><span style="background-color: white; font-family: Calibri; font-size: 15.4px;"><span style="font-size: 15.4px;">During my fifth year (2016) which was horrible in terms of new investments my portfolio still grew by 20% and the value was up at 88,414 € which mean that I was still 17,312 € ahead of my plan. In the sixth year (2017) the portfolio grew by 24% with a value of 109,606 € which was 21,802 € ahead of my plan. Followed by my seventh year of investing (2018) and an estimated growth of 19% and a value of ~130,000 which kept me 22,726 € ahead of my plan (hit by divorce). To then in my eighth year of investing (2019) with a growth of 24% with a stock portfolio value of 160,669 € and me being 33,216 € ahead of the plan (still hit by divorce). In the ninth year of investing (2020) and a growth of 52% and a stock portfolio at 243,801 € and me being 94,629 € ahead of the plan </span></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px;">(final year of being hit by divorce)</span><span style="background-color: white;"><span style="font-family: Calibri;"><span style="font-size: 15.4px;">. In my tenth year (2021) I had a growth of 57% and a stock portfolio at 383,941 € and by that I was 211,395 € ahead of the original plan. In the eleventh year (2022) I had a growth of measly 19% and a stock portfolio of 455,859 € and by that I was 258,156 € ahead of the original plan. In the twelfth year (2023), the year I left my job, I had a growth of 12% and a stock portfolio of 510,439 € and by that I was 285,661 € ahead of the original plan.</span></span></span></div></div><div style="text-align: justify;"><span style="background-color: white;"><span style="font-family: Calibri;"><span style="font-size: 15.4px;"><br /></span></span></span></div><div style="text-align: justify;"><span style="background-color: white;"><span style="font-family: Calibri;"><span style="font-size: 15.4px;">The larger the portfolio the less impact further investments will have and in this case I've not only stopped putting any more money in but instead I'm now taking out money instead.</span></span></span></div><p style="text-align: justify;"><b style="background-color: white; font-family: Calibri; font-size: 15.4px;">Conclusion:</b><span style="background-color: white; font-family: Calibri; font-size: 15.4px;"> 2023 turned out to be a good year for my stocks that no longer relies on new fresh large chunks of money being added to the pot but instead extraction of assets.</span></p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com6tag:blogger.com,1999:blog-2949218657849719987.post-13651026067118348912024-01-08T09:00:00.097+00:002024-01-08T09:00:00.153+00:00Summary of November/December 2023<p> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-_JwZ3UsMzjRSp36tNdEhwbT6mwJ-wIIyVvg-4itP5TIOvWiOUHFN68nz80HxLEIapHZMczzeNDCYttoA_4_mqG_lZHSYgig1NJo3bnXZ3afxRCDHmnRCI3HNKgOTy0EyFsHQrTZX5y7kiVK1O2ar7jAQhU8CZjomuP2yK9QzyrZIeGvZh5uPh69t/s500/Summary%20Gray.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="500" data-original-width="500" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-_JwZ3UsMzjRSp36tNdEhwbT6mwJ-wIIyVvg-4itP5TIOvWiOUHFN68nz80HxLEIapHZMczzeNDCYttoA_4_mqG_lZHSYgig1NJo3bnXZ3afxRCDHmnRCI3HNKgOTy0EyFsHQrTZX5y7kiVK1O2ar7jAQhU8CZjomuP2yK9QzyrZIeGvZh5uPh69t/w200-h200/Summary%20Gray.jpg" width="200" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Summary of November/December 2023</td></tr></tbody></table></p><p style="text-align: justify;">War is still going on, which means that food prices will not be coming down any time soon besides from the obvious that people keep dying due to one idiots decision. Winter has hit very hard this year and it is very cold in many locations in the northern Europe. I myself sitting in my summerhouse need to help out the heat exchanger by using the fireplace. Happily I had a lot of left over pieces of wood from my campingvan conversion so that has saved me a trip to the recycle centre, although, not the best for the environment. Heating of a place, no matter if it is my campingvan or the summerhouse is crucial and it is an interesting experience to take stock of. It is also a catch 22 with the the solar panels and winter. when the sky is clear and the sun is shining it is very often cold, however, the LiFePo batteries gets permanently damaged if one charge them when the temperature is below zeros deg C. So, when the solar panels can work, they cannot charge the batteries and when the batteries can be charged the sun is not shining on my panels. Everything should, however, be solved by driving toward the sun!</p><p style="text-align: justify;">The consultancy job has continued and I've written invoices to my old company. The project has gone fairly well and we need to get it now to the next level, which I hope we will accomplish now during January with customer trials.</p><p style="text-align: justify;"><span style="background-color: white; font-family: calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px;">For the previous summary please visit </span><a href="https://contrarianadventure.blogspot.com/2023/11/summary-of-octoberearly-november-2023.html" style="background-color: white; color: #8832ff; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px; text-decoration-line: none;" target="_blank">Summary of October/Early November 2023</a><span style="background-color: white; font-family: calibri; font-size: 15.4px;"><span style="font-size: 15.4px;">.</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj6LKST7k546sU00-DhwgGgOOFMyynTHk_bp5GR2AKy_fYfajjW8Y4xl2cZQeg8V8gvIVxXR02AhrJIN-eO-LODmon0hpGqGKryiAl9CqnY6Mz5YwZ_8iGILVt2aYEZlx7yH5G_7tQwQv_KmcfTywqkYT-jCA7QYDcbCIKaP56Zj47iVZqKZoOBn1YF/s1528/Inv%20vs%20Cur%20December%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj6LKST7k546sU00-DhwgGgOOFMyynTHk_bp5GR2AKy_fYfajjW8Y4xl2cZQeg8V8gvIVxXR02AhrJIN-eO-LODmon0hpGqGKryiAl9CqnY6Mz5YwZ_8iGILVt2aYEZlx7yH5G_7tQwQv_KmcfTywqkYT-jCA7QYDcbCIKaP56Zj47iVZqKZoOBn1YF/s320/Inv%20vs%20Cur%20December%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;">The total invested value is now at: <b>343,328</b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;"><b> </b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: start;">€ </span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;">which is a drop by ~10k €.</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;"> Several companies were sold: Netflix, EasyJet, Skanska, BASF and H&M to reduce the taxes that I need to pay from the sale of my Netflix shares. Over 10k € was taken out from my German broker account. In the UK broker account I re-invested the money from the sale of Netflix and EasyJet and bought more Berkshire, ETF-All World, Burberry and McDonalds.</span></p><p style="text-align: justify;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtt5mczoTQ-F-kZQEHvBksoJo8kmIiN8s1D-eZtZO9tLoXUjl4tpWr696SYEsS6tL9eBKZ2jMpVU_O1FFT8VAofQlswY-cdLRXBuIRKVJeMhPIwvvriI-QKRngGfzuYtfhF5C9w7n8iIiuJWVEykgprt-i9aMt2an4TTdNvTCgeqXp3mu-LpcotiXC/s1528/Current%20Investment%20December%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtt5mczoTQ-F-kZQEHvBksoJo8kmIiN8s1D-eZtZO9tLoXUjl4tpWr696SYEsS6tL9eBKZ2jMpVU_O1FFT8VAofQlswY-cdLRXBuIRKVJeMhPIwvvriI-QKRngGfzuYtfhF5C9w7n8iIiuJWVEykgprt-i9aMt2an4TTdNvTCgeqXp3mu-LpcotiXC/s320/Current%20Investment%20December%202023.png" width="320" /></a></div><br /><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;"><span style="font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: justify;">The value of the portfolio is today:<b> 510,439</b></span><span style="font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: justify;"> €</span><span style="font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: justify;"> and I have 967 € in cash. I have realised gains of 9,653 € and unrealised of 167,111 € (33%) which is not good enough. </span><span style="font-size: 15.4px; text-align: justify;">My ETFs are now up at a value of 76% of my portfolio.</span></span><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVCCJEMDEe0pikFhCv6IYRfFqwL8uGPfZ7LgXfuYGO-yBy78IkubTkbXatbMfx9fQ_cDqiKSZcRVrVKnDWdHjIzogvdiJckj7L3jg9WhBilmRz8VXnGFLVu0cgXVJOP3P5p93Vq_OyQVCvyZ_2iV3qkZCt1eckXrF6v6fl5ybPnhgoXoAKOyM5SU3g/s1528/Me%20vs%20DAX%20December%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="999" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVCCJEMDEe0pikFhCv6IYRfFqwL8uGPfZ7LgXfuYGO-yBy78IkubTkbXatbMfx9fQ_cDqiKSZcRVrVKnDWdHjIzogvdiJckj7L3jg9WhBilmRz8VXnGFLVu0cgXVJOP3P5p93Vq_OyQVCvyZ_2iV3qkZCt1eckXrF6v6fl5ybPnhgoXoAKOyM5SU3g/s320/Me%20vs%20DAX%20December%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; text-align: start;">DAX is now up at 16,594 points which means that it has increased by 8.9% since the previous summary and my own portfolio has increased by 9.0% in the same time period.</span></p><p style="text-align: justify;"><b style="background-color: white; font-family: calibri; font-size: 15.4px;">Conclusion:</b><span style="background-color: white; font-family: calibri; font-size: 15.4px;"> People seems to have been really, really happy about Christmas coming around this year and the stock markets reflected this. I just barely beat DAX also this month. I must say that it feels strange to take out >10k € and yet have an overall portfolio value increase.</span></p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-58110692900558957452024-01-07T22:30:00.033+00:002024-01-07T22:30:00.415+00:00Dividends during November/December<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNSVlckT6dqKkvcBtG6p7DSBAmU4jiXdyYZsONa9-f30PIukXiQchZ-Ri0_mzZ13zLPPPxY-FSTbtzS477hVgK-Ol54pwD3sQSGhQEn8SULULRgUixA3lea0A285x6Wx8Ac3j06WdCJ5v0BlcQdJNHc6bg3Tj6Yq0nLVGAUYjdh_eQLomKeiRecUZm/s1200/HM%20logo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="627" data-original-width="1200" height="104" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNSVlckT6dqKkvcBtG6p7DSBAmU4jiXdyYZsONa9-f30PIukXiQchZ-Ri0_mzZ13zLPPPxY-FSTbtzS477hVgK-Ol54pwD3sQSGhQEn8SULULRgUixA3lea0A285x6Wx8Ac3j06WdCJ5v0BlcQdJNHc6bg3Tj6Yq0nLVGAUYjdh_eQLomKeiRecUZm/w200-h104/HM%20logo.jpg" width="200" /></a></div><br /><p></p><p style="text-align: justify;">Several dividends have been paid out in the end of the year and I even managed to receive one from a company that I had sold off, namely H&M.</p><p style="text-align: justify;">H&M paid out 70.69 €, of which the taxman took -21.21 €, leaving me with 49.48 € as cash.</p><p style="text-align: justify;">TJX paid out 19.40 €, taxman took -2.91 € leaving 16.49 € on broker account.</p><p style="text-align: justify;">Intel paid out 39.61 €, taxman got -2.31€ leaving me with 27.30 € as cash.</p><p style="text-align: justify;">IBM paid out a healthy 38.35 €, taxman took -5.76 €, leaving 32.59 € in cash.</p><p style="text-align: justify;">BP paid out 53.03 €.</p><p style="text-align: justify;">Scottish paid out 4.98 €.</p><p style="text-align: justify;">McDonalds paid out 25.63 € and I must have been lucky there with when I bought them.</p><p style="text-align: justify;">HSBC paid out 64.12 €.</p><p style="text-align: justify;">ETF - All World paid out 34.38 €.</p><p style="text-align: justify;">ETF - EU/UK paid out 63.19 € and finally</p><p style="text-align: justify;">ETF - S&P500 paid out 63.14 €.</p><p style="text-align: justify;">I've also in early January received Nike 13.43 €, taxman took -2.01 € leaving 11.42 €.</p><p style="text-align: justify;">The dividend page has now been updated including including the end of year tally of 5,265 € paid out in total -468 € to taxes.</p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-54896195021092019992024-01-07T19:45:00.002+00:002024-01-07T19:45:53.741+00:00Stocks bought/sold November/December<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4cvYoc0pUBIPHMnhyM_JxU6AKS0ttYAP9sSDWZX1GnGXcV317ylz0aqJ4Dq7no89-i4A4DA1HmKQ19OWaVrbPE6iwv31W1d1RTXYj8GFmhMKuC2j6lqGLJNgL6eznj7Utx-rkwat-S6qy8aok8yqdNWb7u_SPN8BNoXCbBG2y2jKVRPbjzoDeTabu/s258/McDonalds%20logo.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="195" data-original-width="258" height="151" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4cvYoc0pUBIPHMnhyM_JxU6AKS0ttYAP9sSDWZX1GnGXcV317ylz0aqJ4Dq7no89-i4A4DA1HmKQ19OWaVrbPE6iwv31W1d1RTXYj8GFmhMKuC2j6lqGLJNgL6eznj7Utx-rkwat-S6qy8aok8yqdNWb7u_SPN8BNoXCbBG2y2jKVRPbjzoDeTabu/w200-h151/McDonalds%20logo.png" width="200" /></a></div><br /><p></p><p style="text-align: justify;">Several stocks were bought and sold during this period. The trigger was that I considered the value of Netflix to be excessive and due to that I must now pay taxes in Sweden I decided to balance the gain by getting rid of some loss shares. I keep investing in my UK stock portfolio and any money in my German stock portfolio I directly take out in this case I took out >10k € from my German stock portfolio.</p><p style="text-align: justify;"><b>Sold shares</b></p><p style="text-align: justify;">Netflix, 30 shares sold for 12,833.26 € with a gain of 6,938.77 € or 109%.</p><p style="text-align: justify;">EasyJet, 947 shares sold for 4,560.53 € with a loss of -2,670.51 € or -38%.</p><p style="text-align: justify;">Skanska, 250 shares sold for 3,743.12 € with a loss of -628.86 € or -14%. During the holding period an additional 717 € was paid out in dividends.</p><p style="text-align: justify;">BASF, 140 shares sold for 6,073.38 € with a loss of -770.57 € or -12%. During the holding period an additional 2,716 € was paid out in dividends.</p><p style="text-align: justify;">H&M, 250 shares sold for 3,856.83 € with a loss of -1,092.01 € or -22%. During the holding period an additional 1,605 € was paid out in dividends.</p><p style="text-align: justify;">My current holding period of stocks is 45 months.</p><p style="text-align: justify;"><b>Bought shares</b></p><p style="text-align: justify;">McDonalds, 20 shares bought for 5,082.50 €. I should never have sold them when I previously did. I bought them as a realty company and then in the pandemic I sold them as a fast food company. Stupid!</p><p style="text-align: justify;">Berkshire, 20 more shares bought for 6,647.54 €. This means that I currently hold 45 shares for 11,399 €.</p><p style="text-align: justify;">Burberry, 170 shares bought for 3,246.04 €.</p><p style="text-align: justify;">ETF-All World, 35 shares bought for 3,653.23 €. This means that I currently hold 93 shares for 9,223 €.</p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-75696120613251511092023-11-12T19:00:00.063+00:002023-11-12T19:00:00.140+00:00Summary of October/Early November 2023<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZrlCEHouU07AGT_5x8ZxtMXLBP_x5gwosFnZrIR1YCL8AYSQ0lXuODnxXRyHr-1598L0D4d_QSFezPh6uFDR0bjza7-sjIIth2dNiOGyNwdFCtAhVGPcQW8hs052GQWxXjtvFFIb-z_qk3P75hZ4Mrfcb7QDrMTvN-qiDM-ctijTznmGYnKUdaER8/s500/Summary%20Gray.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="500" data-original-width="500" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZrlCEHouU07AGT_5x8ZxtMXLBP_x5gwosFnZrIR1YCL8AYSQ0lXuODnxXRyHr-1598L0D4d_QSFezPh6uFDR0bjza7-sjIIth2dNiOGyNwdFCtAhVGPcQW8hs052GQWxXjtvFFIb-z_qk3P75hZ4Mrfcb7QDrMTvN-qiDM-ctijTznmGYnKUdaER8/w200-h200/Summary%20Gray.jpg" width="200" /></a></div><br /><p></p><p style="text-align: justify;">I will start as I unfortunately always have now for the last almost two year... War is still ongoing!</p><p style="text-align: justify;">The campingvan has now been finished which felt very good. Everything is in and I passed the MOT. I tested it out and I had this wrong thought that it would be more like living in a home but it really isn't. It is luxury camping on wheels. The temperature outside is pretty much like inside. It can get a couple of degrees higher with heating, but I do not want to use gas heater and I'm scared about draining the batteries so I use very moderate heating. A fridge is also draining a lot so unless the sun is really shining for many hours a day I will not use it. No need when it is below 10 degrees anyway. I made a test drive and the first night was 5 degrees. That was cold. The other three it was between 11-13 degrees which is fully acceptable. I do not get a lot of charge from the solar panels now during winter, which is really sad and very limiting. I will not take off until spring next year.</p><p style="text-align: justify;">I've continued to do some consultancy job for my old company. It is going fairly well and the invoices are being paid.</p><p style="text-align: justify;"><span style="background-color: white; font-family: calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px;">For the previous summary please visit </span><a href="https://contrarianadventure.blogspot.com/2023/10/summary-of-august-september-2023.html" style="background-color: white; color: #8832ff; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px; text-decoration-line: none;" target="_blank">Summary of August/September 2023</a><span style="background-color: white; font-family: calibri; font-size: 15.4px;"><span style="font-size: 15.4px;">.</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvSSTAvvBsX5OQkS-b8rkpfJwshBkfQfD8fgFEjdeztYNBNFsuCEbWuAYPs5aexaVi0YkP3ji-8ZmlcZ5bF-kDtjPIvohv8khU_gFGMkq3o7y7gBIkEwzQf1AmliyqV1dNQ-vtu4PfAYT-RIqsI2oUuXwHE6bgIx75L9tAERTjINVKA7Vk1K0QLvtS/s1528/Inv%20vs%20Cur%20October%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvSSTAvvBsX5OQkS-b8rkpfJwshBkfQfD8fgFEjdeztYNBNFsuCEbWuAYPs5aexaVi0YkP3ji-8ZmlcZ5bF-kDtjPIvohv8khU_gFGMkq3o7y7gBIkEwzQf1AmliyqV1dNQ-vtu4PfAYT-RIqsI2oUuXwHE6bgIx75L9tAERTjINVKA7Vk1K0QLvtS/s320/Inv%20vs%20Cur%20October%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;">The total invested value is now at: <b>353,601</b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;"><b> </b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: start;">€</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;">. No investments were made and no investments were sold.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqkoXdP2RFRvnvEBtZC0lhZSbyNLaBLdSjbbemtfzbmUz0FQQSYv3MOfvDj2eiAEDYSRnQ7GwVzIhyphenhyphenpGZh9cPhbyvoL7afkpwyXcH-MnDOJmjLQDg4BjL6PSg9baWFkUoyLJqOuico_fOWVsFLHVJafZyAeX99XaEQ2fzt8qBNdc6quFYxN0t9Js3h/s1528/Current%20Investment%20October%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqkoXdP2RFRvnvEBtZC0lhZSbyNLaBLdSjbbemtfzbmUz0FQQSYv3MOfvDj2eiAEDYSRnQ7GwVzIhyphenhyphenpGZh9cPhbyvoL7afkpwyXcH-MnDOJmjLQDg4BjL6PSg9baWFkUoyLJqOuico_fOWVsFLHVJafZyAeX99XaEQ2fzt8qBNdc6quFYxN0t9Js3h/s320/Current%20Investment%20October%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;">The value of the portfolio is today:<b> 494,047</b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700;"> €</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"> and I have 1,569 € in cash (took some out from my German one) on my broker accounts. I have realised gains of 7,487 € and unrealised of 140,446 € (28%) which is not good enough. </span><span style="background-color: white; font-family: Calibri; font-size: 15.4px;">My ETFs are now up at a value of 73% of my portfolio.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPApr2a7PdPoriviRbDkPZ2Tg0lgLwF4E_Fg55DKn74KT_00Hh2uHrZ_Fx-A5D7jgV4HBdcDn-xZFgFuo-896b98IVVRFTOwlcbZsZAk0vAvw8d2eih4cc-Uz8iKMM_WtMcoHTHJTz_wwSxmMhLC2Nhmzgc9LwOf8QCH-Rgy7extsXk-yZShhV1fha/s1528/Me%20vs%20DAX%20October%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="999" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPApr2a7PdPoriviRbDkPZ2Tg0lgLwF4E_Fg55DKn74KT_00Hh2uHrZ_Fx-A5D7jgV4HBdcDn-xZFgFuo-896b98IVVRFTOwlcbZsZAk0vAvw8d2eih4cc-Uz8iKMM_WtMcoHTHJTz_wwSxmMhLC2Nhmzgc9LwOf8QCH-Rgy7extsXk-yZShhV1fha/s320/Me%20vs%20DAX%20October%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; text-align: start;">DAX is now down at 15,234 points which means that it has decreased by -1.0% since the previous summary and my own portfolio has increased by 0.9% in the same time period.</span></p><p style="text-align: justify;"><b style="background-color: white; font-family: calibri; font-size: 15.4px;">Conclusion: </b><span style="background-color: white; font-family: calibri; font-size: 15.4px;">The stock market appears to be muddling through and I don't see anything exciting at the moment.</span></p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-43401555001630470812023-11-12T11:45:00.000+00:002023-11-12T11:45:06.604+00:00Dividends in October/Early November 2023<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYQiSLNGCitvmUhn75H3JGzqyRH8IeTFcfgo8uguWvNtzZvRJIvJYK5mXP4epCniJcfBLgRraqB1bC-huP2CoVXv-rOGJjVSyGqd8nVtLiEwIP5nrTtzMaLaqzharxUgGdLFAq6d0EjLk3QaAMh3gDKUWNlAs66oXE6t0hEWi4AEgta0orT14P21wZ/s327/Logo%20Nike.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="154" data-original-width="327" height="94" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYQiSLNGCitvmUhn75H3JGzqyRH8IeTFcfgo8uguWvNtzZvRJIvJYK5mXP4epCniJcfBLgRraqB1bC-huP2CoVXv-rOGJjVSyGqd8nVtLiEwIP5nrTtzMaLaqzharxUgGdLFAq6d0EjLk3QaAMh3gDKUWNlAs66oXE6t0hEWi4AEgta0orT14P21wZ/w200-h94/Logo%20Nike.jpg" width="200" /></a></div><br /><p></p><p style="text-align: justify;">Few dividends have been paid out but I'm of course happy for any cash flow in my direction!</p><p style="text-align: justify;">Nike paid out 12.84 €, the tax office kept 1.93 €, leaving me with 10.91 €.</p><p style="text-align: justify;">Barratt also paid out in the size of 134.04 € of which all ended up as cash on my broker account.</p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0tag:blogger.com,1999:blog-2949218657849719987.post-73669287368352833112023-10-01T18:00:00.166+01:002023-10-01T18:00:00.192+01:00Summary of August / September 2023<p style="text-align: justify;"> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjER4S5TFUVAPvkbyauaEi97WnII7KZKfIDWIFS40SHAhZyv4FOcSe6bHVzOpJtqSF_R_n85_Ohi_hlLKoeI0pF8JOTut7_JEi3J81u_J85NdUebfk5A_zURBdrlTj69pB8u8fC6HKv1vMldsAx2LWawJFgUVKoKJcZkxKR3xHKNR6uv2Y1Pa40XR7O/s500/Summary%20Gray.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" data-original-height="500" data-original-width="500" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjER4S5TFUVAPvkbyauaEi97WnII7KZKfIDWIFS40SHAhZyv4FOcSe6bHVzOpJtqSF_R_n85_Ohi_hlLKoeI0pF8JOTut7_JEi3J81u_J85NdUebfk5A_zURBdrlTj69pB8u8fC6HKv1vMldsAx2LWawJFgUVKoKJcZkxKR3xHKNR6uv2Y1Pa40XR7O/w200-h200/Summary%20Gray.jpg" width="200" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">Summary August / September 2023</td></tr></tbody></table><br /></p><p style="text-align: justify;">War is still going on between a dictator and a democracy in Europe. Horrible!</p><p style="text-align: justify;">I would like to apologise for that I have had to combine two months in this report. I was about to blame it on that I've been busy, and I have, but still... </p><p style="text-align: justify;">During the two months the sun was shining so I've been very active with my van conversion. I additionally painted my parents house (with their help of course) and my consultancy company got up and running so I've worked with my old company and was even sent for a week to the USA represent them in an activity.</p><p style="text-align: justify;">Van conversion - last time I had insulated, moisture barrier and laid out the floor. Now I have done the same with the walls, the doors and the ceiling. I've put in a kitchen area with a sink, I have fresh and grey water tanks and a foot pump for the water. I've put in my bed, I needed to build a frame and storage space underneath it because I lost so much surface with the bed. I've put in a table to eat at and to work at. I've put in a mirror to gain more light and make the space look bigger. I've put in infrared heating which I think is a lovely new way to heat up small spaces. I've put in fire alarm and carbon monoxide alarm which is less required since I will not use gas but still... The batteries (2x24V in serie to give 48V output) are in and connected to the inverter, the solar panels (2x24V in serie to give 48V output) are connected to the MPPT/Inverter, the AC current and the home fuse box is in and after a bit of a trial and error journey are now also working and are releasing as it should and my three AC outlets works perfectly fine. I still have three things running on DC which is my ceiling fan, and two lamps. All these are also working fine. One big issue though.... the inverter that I bought was for a home and I had failed to realise that it needed a substantial voltage from the solar panels to charge the batteries. Once I realised the mistake I've also realised that I cannot increase the solar panels to reach the needed voltage so I've been forced to order another inverter which will arrive shortly. This will however require me to parallel connect my batteries instead of having them in serie. What's left? Well, I need to put in a lot more storage space, I need to put in media, swap out the inverter so those freaking batteries will get charged, I need to put in a toilet, fridge, induction cooker. These are hopefully the big ticket items left. I also need to do a MOT on the van, which I should do during October.</p><p style="text-align: justify;">Painting my parents house was not really fun but it had to be done and I'm happy that I am around and could help them out with that! At the absolutely worst location, three panels needed to be changed out so that was a bit of a drag and though I'm not afraid of depths I must admit that my legs started shaking a bit when standing high up on the ladder and needing to lean out to hammer them stuck in place. Anyway, now it is done and will hopefully last for 7-10 years.</p><p style="text-align: justify;">In the end of August my company was finally up and running. I got a bit upset with the Swedish tax office because they demanded me to show my private economy when the company requested F-skattesedel and VAT register. To my knowledge an AB is it's own legal person and in this situation the Swedish tax office takes the decision to NOT consider it as such due to few owners of the AB. I provided them with the requested papers and I could finally sign the contract with my old company. This led to me going over to the USA on assignment for a week and additional work being interviewed by journalists, speaking to potential customers etc. This additionally delayed things with my van but on the other hand I could write an invoice to them which I did now in the end of September.</p><p style="text-align: justify;">I do enjoy living in my summerhouse and I've started to think more and more about delaying my departure until early next year. Both due to that I'm running so late, it gives me more time to test it out before heading to the south, and Christmas is not far away and I definitely wants to celebrate that with my family here in Sweden. It feels good to have been able to join in on all the Swedish events this year that I haven't been able to for 20+ years such as midsummer, crayfish party, birthdays etc.</p><p style="text-align: justify;"><span style="background-color: white; font-family: calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px;">For the previous summary please visit </span><a href="https://contrarianadventure.blogspot.com/2023/08/summary-of-july-2023.html" style="background-color: white; color: #8832ff; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: 21.56px; text-decoration-line: none;" target="_blank">Summary of July 2023</a><span style="background-color: white; font-family: calibri; font-size: 15.4px;"><span style="font-size: 15.4px;">.</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRKt_xgD6OxIt462Iy8w-IC6EwXF76xvQtaJrkuM_UZgUEBI06mEagw-iGQaWyLZCgMoa27JI-8_KDXkCY5SokDioG5xRfFwDNfszEK_kRi_GrmZUsCjN8RLnKLf8XAmEKj2UXXBCMBG_4NichLKu0E2UqI01xrmnExra-6FcmAwliydRBmwoZz4vM/s1528/Inv%20vs%20Cur%20September%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRKt_xgD6OxIt462Iy8w-IC6EwXF76xvQtaJrkuM_UZgUEBI06mEagw-iGQaWyLZCgMoa27JI-8_KDXkCY5SokDioG5xRfFwDNfszEK_kRi_GrmZUsCjN8RLnKLf8XAmEKj2UXXBCMBG_4NichLKu0E2UqI01xrmnExra-6FcmAwliydRBmwoZz4vM/s320/Inv%20vs%20Cur%20September%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;">The total invested value is now at: <b>353,601</b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;"><b> </b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: start;">€</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; text-align: start;">. No investments were made and no investments were sold.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjd67khjKqT3KvFTzAZRo8Z3SVExChS9iFf4oTigmjqw5-EdhyoROgh7EKxIaFfkAk_rLzPeEAtiOnQZxH88nZcWcrbMr2zvD1FIczBXWbLOG3_0b_Ilehmqpy1M2OFbi38g5bICB8C7kLm-jQ_vuUwg1ktrcuVp10hWFeLRjTgsMVM11kUq2A_CFoC/s1528/Current%20Investment%20September%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="998" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjd67khjKqT3KvFTzAZRo8Z3SVExChS9iFf4oTigmjqw5-EdhyoROgh7EKxIaFfkAk_rLzPeEAtiOnQZxH88nZcWcrbMr2zvD1FIczBXWbLOG3_0b_Ilehmqpy1M2OFbi38g5bICB8C7kLm-jQ_vuUwg1ktrcuVp10hWFeLRjTgsMVM11kUq2A_CFoC/s320/Current%20Investment%20September%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;">The value of the portfolio is today:<b> 491,025</b></span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700;"> €</span><span style="background-color: white; font-family: Calibri; font-size: 15.4px; font-variant-east-asian: normal; font-variant-numeric: normal;"> and I have 2,284 € in cash on my broker accounts. I have realised gains of 7,487 € and unrealised of 137,424 € (28%) which is not good enough. </span><span style="background-color: white; font-family: Calibri; font-size: 15.4px;">My ETFs are now up at a value of 74% of my portfolio.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0TvqhomYZDSVLG9i7jOLb6K07H9MDRW6E5-CJ1nxKf5Q8ginL4RnIG0Y-4CmIFQlSS3O0oxBBQZWW549yupQz4wVLyzbwQIF1ZpdI_MnL1wTeMpj3z4Fnu0cyZKqdlEF_MzVMKIPut01s_EojDfp6y3ICOUuv2ma7D-SQF2A9QB23BAOHucbk7yy8/s1528/Me%20vs%20DAX%20September%202023.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="999" data-original-width="1528" height="209" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0TvqhomYZDSVLG9i7jOLb6K07H9MDRW6E5-CJ1nxKf5Q8ginL4RnIG0Y-4CmIFQlSS3O0oxBBQZWW549yupQz4wVLyzbwQIF1ZpdI_MnL1wTeMpj3z4Fnu0cyZKqdlEF_MzVMKIPut01s_EojDfp6y3ICOUuv2ma7D-SQF2A9QB23BAOHucbk7yy8/s320/Me%20vs%20DAX%20September%202023.png" width="320" /></a></div><br /><p style="text-align: justify;"><span style="background-color: white; font-family: Calibri; font-size: 15.4px; text-align: start;">DAX is now down at 15,387 points which means that it has decreased by -3.7% since the previous summary and my own portfolio has decreased by -2.0% in the same time period.</span></p><p style="text-align: justify;"><b style="background-color: white; font-family: calibri; font-size: 15.4px;">Conclusion: </b><span style="background-color: white; font-family: calibri; font-size: 15.4px;">The stock market went down for a while in August and have since then now started to recover slightly during September. Due to some dividend payments I'm very close to take some money out from my German stock broker but at this point in time I do not yet need it so I leave it for now.</span></p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com2tag:blogger.com,1999:blog-2949218657849719987.post-47106524312157756992023-10-01T12:58:00.000+01:002023-10-01T12:58:14.057+01:00Dividends in August/September 2023<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuFl2QiNQoAqAK4kFd-53x2GT-d3cRyRO2wbHa9WyQ3ijcKdlu0doduUn6dqYxXCz4rv8RM3fEx6jXhAAoVbMt2T2ClLfFSVSk6cVSK7Pi8sUmXxP-8G4F1DxTj5R9Fuw8GY24RDEkWtoAYJIwhphteattclBIN8bgR3ZRZiIHU_CMDKeb4oqzpELH/s308/Rio%20Tinto%20Logo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="180" data-original-width="308" height="117" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjuFl2QiNQoAqAK4kFd-53x2GT-d3cRyRO2wbHa9WyQ3ijcKdlu0doduUn6dqYxXCz4rv8RM3fEx6jXhAAoVbMt2T2ClLfFSVSk6cVSK7Pi8sUmXxP-8G4F1DxTj5R9Fuw8GY24RDEkWtoAYJIwhphteattclBIN8bgR3ZRZiIHU_CMDKeb4oqzpELH/w200-h117/Rio%20Tinto%20Logo.jpg" width="200" /></a></div>I thought there would only be some trickles of dividends arriving during the remainder of the year but I was clearly wrong. I had some serious pay out from especially Rio Tinto which is much appreciated!<p></p><p>ETF All-World paid out 26.05 € as cash on my broker account</p><p>ETF S&P500 paid out 63.41 € as lovely, lovely cash.</p><p>ETF EU-UK paid out 82.53 € as cash on my broker account.</p><p>Rio Tinto paid out a total of 514.09 € as cash on my two broker accounts.</p><p>HSBC paid out 64.35 € as cash to me.</p><p>Barclay decided to pay out 59.10 € as cash on my broker account.</p><p>Lloyds were also generous and paid out 68.90 € to my broker account.</p><p>Intel has tighten the purse and only paid out 35.36 €, the taxman took 2.32 €, leaving me with 33.04 € as cash on my two broker accounts.</p><p>BP paid out 52.53 € on my broker account.</p><p>IBM paid out 38.49 €, taxman took 5.78 € leaving me with 32.71 € on my broker account and finally</p><p>TJX paid out 19.48 €, taxman took 2.92 €, leaving 16.56 € as cash on my broker account.</p><p><br /></p>Fredrik von Oberhausenhttp://www.blogger.com/profile/10924238593055161520noreply@blogger.com0