Friday, 2 October 2020

Summary of September 2020

Summary of September 2020

 Received normal dividends from my US companies while BP had cut their dividends payment by half. It makes sense and I support these actions by companies. If they have a bad year then the shareholders should not only suffer with share price drops but also reduced or cut dividends. I am sure many of you disagree with me on this one.

This month I did not manage to add any cash to my broker account. A friends car broke down and had to go to the scrap yard. Since many people in the UK are receiving utterly unacceptable salaries my friend had too little savings to be able to buy an ok 2nd hand car and I stepped in and bought it. The money will come back in the coming months and I will hopefully be able to buy stocks for slightly more then my usual ~2k € per month. The Mixed ETF that I by via my company pension was of course still invested.

The border to both Sweden and Denmark was open for UK travellers so I directly booked a trip back home. I had a great time with my family and friends and as tradition holds we went for a swim followed by sauna. Due to the very warm weather in Sweden I don't think I have ever spent so long time in the sea in the end of September before. So I had a great time!

During my vacation there was however a bit of a hiccup between Denmark and the UK which has now led to me being forced to quarantine for two weeks before returning to the office. It is ok, not what I wanted but it's ok. I spent a large part of spring and summer doing just this.

For the previous summary please visit Summary of August 2020 and here you can see my stock portfolio as it is.


The total invested value is now up at: 
166,446 €. Monthly investment was made in the Mixed ETF and more parts were bought in ETF Portugal.


The value of the portfolio is today: 200,761 € and I have 963 € in cash on my broker account. I have realised gains of 3,103 € and unrealised of 34,315 € (17.1%) which is, as always, not good enough.



DAX is now down at 12,761 points which means that it has decreased by -1.8% since the previous summary and my own portfolio has unfortunately also decreased by -0.9%. 

Conclusion: DAX lost this round against me and it is a good moment to invest. I decided that my friends need was greater than my future me and therefore I made a different investment this month.

Thursday, 1 October 2020

Dividends during September 2020: Intel, IBM and BP

 

For my 135 shares in Intel I received in total 37 € in dividends. From this was taken 5.55 € in taxes and I ended up with 31.45 € on my broker account.

IBM also sent some money over in the size of 34.27 € for my 25 shares. The taxman took 5.14 € and I received 29.13 € as cash.

The oil price is since a while fairly low and the dividends from BP now also reflects this. For my 800 shares I received a total of 35.13 € in cash on my broker account.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated. 


Wednesday, 2 September 2020

Stock bought in September 2020: ETF Portugal



I'm still not happy with the forest and property companies and are therefor stretching out to other options for my monthly investment. I'm still, despite the disagreement with my brother, convinced of the future progression of Portugal.

I therefore bought 450 parts at 4.89 € which means that I currently hold 1,450 parts at a total invested value of 8,040 € (including fees) or 5.54 € per share in ETF Portugal.

To take a look at my current Stock Portfolio then please click on the link. The portfolio will however not be fully updated until the end of the month.

Tuesday, 1 September 2020

Summary of August 2020


Summary of August 2020

One little stream of dividends dropped in this month and as we all know this is not a "normal" dividend year so I am not expecting to be even close to what I have received previous years. On top of things the divorce of course had its toll on things but that aside I am very happy with my savings since then and especially in the last couple of months. I am now able to save around and sometimes more than 5,000 € per month. It is not the earnings but the ability to save that does the trick.

My plan is now to try to retire in the next two years. I do not expect to do nothing once I retire and not to contribute any further to society. Instead I'm certain that I will keep busy but it will just be with other things, things that I feel like doing at that very moment. The starting point will very likely be to fix up our family summer house. No one knows what the future holds but these are at least my current thoughts.

Work is going ok and I expect to remain with this job until I retire. If things are going really well for the company then there is even a chance to retire slightly earlier due to the amount of stock options that I now hold. I would not hold my breath on that though and instead the two years with remained income and without accounting for stock options and bonus is what I have fixed my mind on.

I was a bit late in buying my shares last month the Primark stores are stuffed with people again so their business is definitely up and running again.

I would love to go on vacation and especially going back home to Sweden but unless it becomes a "safe" country according to the UK government then I do not see it as possible. I am however feeling very tired at the moment and if I cannot do it soon then I might be forced to make a staycation to simply recharge the batteries a bit.

For the previous summary please visit Summary of July 2020 and here you can see my stock portfolio as it is.


 The total invested value is now up at: 162,811 €. Monthly investment was made in the Mixed ETF and more stocks were bought in ABF.


The value of the portfolio is today: 197,897 € and I have 3,077 € in cash on my broker account. I have realised gains of 3,103 € and unrealised of 35,086 € (17.7%) which is, as always, not good enough.


DAX is now up at 12,992 points which means that it has increased by 0.7% since the previous summary and my own portfolio has unfortunately only increased by 0.4%. 

Conclusion: DAX is still doing pretty well at least against me. US shares remain low and the Swedish crown has become disturbingly strong which does not only impact me but also the Swedish export industry and their ability to bring back the money to Moder Svea.

Monday, 31 August 2020

Dividends during August 2020: ETF Portugal

Logo of Commerzbank 2017


For my 1000 parts in ETF Portugal I received a total of 170.00 € in dividends that were directly paid out as cash to my broker account.

To find out more about ETF Portugal then please click here.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated.