Tuesday, June 12, 2018

Stock bought June 2018: ETF Greece


Logo of Global X 2018

Since I can only make half investments during the coming months I once again bought some more from the ETF Greece. The price has gone down due to concerns yet again of the southern countries of Europe.

I therefore bought an additional 150 parts at a total cost of 1189.63 € including a 12.73 € fee (I strongly dislike how high it is). This means that I now have a total of 280 parts in ETF Greece at a total cost of 2330 €.

To take a look at my current Stock Portfolio then please click on the link. The portfolio will however not be fully updated until the end of the month.

Sunday, June 10, 2018

Stock bought June 2018: DBAG


Logo of DBAG 2018

DBAG has had two poorer quarter reports in comparison to last year. Their work is cyclical in the sense that they step into companies, try to improve them, and then sell them off. This requires that the company is up at a level that makes it worth to sell them on AND that there is a buyer for it. If you have several young companies in the portfolio then there is also no chance to turn them over quickly.

Due to their highly impressive 2017 it appears as if investors that do not really understand what DBAG is doing stepped in which made the share price go up to over 50 €. Two poor quarters and they scatter again by the look of it. For me this means a good opportunity to buy some more shares in a company, that according to me, is fully functional.

I therefore used money that I have received from dividends and I bought 55 more shares at a total price of 1975.04 € which included a 8.9 € fee. I now have 155 shares in DBAG at a total cost of 3989 €.

To find out more about DBAG then please click here.

To take a look at my current Stock Portfolio then please click on the link. The portfolio will however not be fully updated until the end of the month.

Sunday, June 3, 2018

Summary of May 2018


Summary of May 2018

May was indeed a very bad month. I had to spend around 950 € to sort out three cars and the pressure is rising to get rid of one of them. Today when I drove home I with the Renault I discovered that I no longer could bring down the electric window on the drivers side. Nightmare! I need to fix it and just let it stand until I get it sold! The unexpected high costs lead to that I could only make a half investment compared to what I prefer to do so I am not please with that! By the look of things I will not be able to make full investments for the next two months besides from reinvestment of the paid out dividends but that I do not like to count because I want to be able to push in around 2k fresh € from my salary each month into stocks.

On top of this we see problems in Italy and Spain. Deutsche Bank is being downgraded and the share price are taking new lows. Our American friend had one of his fits but then again he has been talking about it and he very clearly makes everything that he can to push through what he has said so why does that become such a cold shower? Either way the stock market should fall due to all the things that are going on.

I received a massive amount of my dividends this month which is great but for the monthly report and my comparison to DAX it is horrible since the DAX index always "reinvest" the dividends while I make no correction for the dividends that I get paid out so also in this report I will take a heavy hit.

Work is going ok. I keep looking for something new as you all know but my gosh it is slow and yet I am pretty much open for moving anywhere in the world and I speak 4+ languages. It is funny how things turn out.

For the previous summary please visit Summary of April 2018 and here you can see my stock portfolio as it is.

Invested vs current May 2018

The total invested value is now up at: 115,903 €. During the month of May I decided to buy some ETF Greece due to the ECBs statements concerning the banks in Greece. Unfortunately it was only a half investment.

Current investments in May 2018

The value of the portfolio is today: 122,814 € and spread out I now have around 3911 € in cash on the different accounts. I have a realised gain of 2,857 € and the unrealised gain is now at: 6,996 € (6%) which is not good at all.

Me vs DAX during May 2018

DAX is now up at 12,724 point which means it has only decreased by-0.7% which comes to one extent from the reinvestment of dividends while my own portfolio managed to decrease with -2.2% in the same period.

Conclusion: One big problem for me this month was the wonderful Deutsche Bank. I keep going back to how my initial investments back in 2012 have seriously held me back. Either way. I must say that I am chocked that the decrease from last month has not been more serious but i guess that comes from that the rocket went on a bit longer than expected before it completely lost all the thrust because from my monthly high compared to the value of the stock portfolio today is large.

Saturday, June 2, 2018

Dividends from RWE, VW, Hugo Boss, BASF, Talanx, Fast Retailing, E.On, H&M, K+S, DB and ETF Russia: May 2018


May has been a massive month when it comes to dividends but I am still far from what I need to get for securing retirement.


Logo of RWE 2018

From my 330 shares in RWE I received in total dividends in the size of 495 €. From this the German government happily removed 130.55 € in taxes and I was left with 364.45 € as cash on my broker account.

To find out more about RWE then please click here.


Logo of VW 2018

In VW I have 12 shares and in total they paid out 47.52 €. Also here taxes were removed in the size of 12.53 € and I received out 34.99 € in cash.

To find out more about VW then please click here.


Logo of Hugo Boss 2018

Also Hugo Boss paid out dividends and for my 35 shares I received in total 92.75 €. Germany once again took taxes in the size of 24.46 € and I received a total of 68.29 € as cash.

To find out more about Hugo Boss then please click here.


Logo of BASF 2018

The wonderful chemical company BASF paid out dividends on my 80 shares in the size of 248 €. In this case I paid 38.43 € in taxes and therefore received 209.57 € paid out as cash on my broker account.

To find out more about BASF then please click here.


Logo of Talanx 2018

My only insurance company Talanx paid out 112 € for my 80 shares and from this was taken 29.54 € in taxes which left me with 82.46 € in cash.

To find out more about Talanx then please click here.


Logo of Fast Retailing 2018

For my 6 shares in Fast Retailing I received a gift of 9.18 €. On this I paid 1.41 € in taxes which left me with around two beers or 7.77 € in cash.

To find out more about Fast Retailing then please click here.


Logo of E.On 2018

My 400 shares in E.On gave be 120 € in dividends even though they probably could have used that money more wisely. From this was taken 31.65 € in taxes and I received 88.35€ in cash on my broker account.

To find out more about E.On then please click here.

Logo of H&M 2018
For my 603 shares in H&M I received a total of 285.34 € in dividends. From this was taken 35.49 € in taxes and I received 249.85 € as cash in my hand.

To find out more about H&M then please click here.


Logo of K+S 2018

My only mining company K+S paid out 84 € in dividends for my 240 shares. The German government once again comes with their little fingers and removed 22.15 € which gives me in the end 61.85 € as cash on my account.

To find out more about K+S then please click here.


Logo of DB 2018

These guys could and should really not have paid out a dividend but still for my 420 shares in DB I received a total of 46.20 €. From this 12.18 € went to taxes and I was left with 34.02 € in cash.

To find out more about DB then please click here.


Logo of HSBC the holder of ETF Russia

My 550 shares in ETF Russia reinvested a total of 101.16 € and no taxes were paid out on this.

To find out more about ETF Russia then please click here.

That was everything for the month of May I wish that it would be like this every month.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated.

Sunday, May 27, 2018

Stock bought May 2018: ETF Greece


Logo of Global X 2018

Some weeks ago ECB finished their stress test of the banks in Greece. There were some commotion around it because one CEO stepped down etc. but the general information given by ECB was that they all passed the stress test. Unfortunately the index in Greece is to a large extent dominated by their banks and if they would not live up to the requirements by ECB then the index would be far, far away from any form of recovery. Now at least there is a chance for this to happen. Looking into the financial statement of the banks then they are still not doing well but my thought is that if they have now passed the requirements of the ECB then they can reallocate their resources elsewhere which would for instance be into making money.

I think that I might still be a couple of years too early with this investment but sometimes it is good to make it so that one keep watching it. On top of things I hardly had any money this month due to two reasons: Break down of cars and being forced to repair them and secondly massive, for me, expenses that I must carry for the company. I doubt that next month will be better.

I therefore bought 130 parts at a total cost of 1127.69 € including fees.

To take a look at my current Stock Portfolio then please click on the link. The portfolio will however not be fully updated until the end of the month.