Monday, 9 November 2020

Stock bought in October 2020: Shell

 


Due to the reduced oil prices, Covid-19 and US election it felt like a very good moment to start buying more oil companies.

I therefore bought 190 parts in Shell (B shares UK taxed) for a total of 2047 € including the stamp duty which gives a price of 10.77 € per share.

To take a look at my current Stock Portfolio then please click on the link. The portfolio will however not be fully updated until the end of the month.

Sunday, 8 November 2020

Summary of October 2020

 

Summary of October 2020

Received dividends from three companies but overall it will me a meek year. I hope that 2021 will become a much better year in terms of dividends. I've heard reported from various sources that yes, many companies were not making any sales during the lockdown but once out of lockdown the sales increased dramatically any many of them ended up with similar sales as last year for the nine months period. Many companies have however been severely hit by it and new companies have bloomed.

Cash was added to the account and a company was brought which I will report on shortly. In the end I decided to start up a broker account in the UK again due to the upcoming changes and because I found a no fee ISA stock account with additionally low commission fees when buying stocks. Here in the UK the ISA accounts are tax free and one can add in a maximum of £20k per year into them. I mainly plan to go for high dividend paying stocks.

My company had a strategy meeting with our board some weeks ago. It was very exciting and the future start to look a bit better. Sitting in these meetings I realised just how important the board is for a company I have a feeling that the board can often be overlooked and one is looking at CEO and the key players in the organisation but the network, knowledge and skills of the board members are highly crucial.

UK is once again in lockdown. It has very little impact on me and my life here and I think that Brexit will have a much bigger impact.

Oh, I was contacted by HR in the middle of October with them informing me that they had messed up and forgotten to increase my salary from summer when I stepped into my new role. I just laughed about it because I hadn't even realised their mistake.

For the previous summary please visit Summary of August 2020 and here you can see my stock portfolio as it is.


The total invested value is now up at: 169,160 €. Monthly investment was made in the Mixed ETF and only in that.


The value of the portfolio is today: 205,158 € and I have 3,233 € in cash on my broker account. I have realised gains of 3,103 € and unrealised of 35,999 € (17.6%) which is, as always, not good enough.


DAX is now down at 12,480 points which means that it has decreased by -2.2% since the previous summary and my own portfolio has happily increased by 0.7%. 

Conclusion: DAX lost this round against me and it is a good moment to invest. I will buy stocks in my newly started UK broker account and will now leave my German broker account to grow until there has been enough dividend payments for it to be worth making an investment.

Saturday, 7 November 2020

Dividends during October 2020: Nike, VW and Skanska

 


For my 40 shares in Nike I received 8.31 € from this 15% was kept in taxes and I received a total of 7.06 € as cash on my broker account.


My only car company VW paid out 58.32 € in dividends for the 12 shares and after taxes had been removed I received a total of 42.94 € as cash.


The final dividends came from Skanska of which I have 250 shares, and they paid out 77.63 € to me of which the tax office kept some leaving me with 54.32 €.


To see my total dividend flow then please visit the Stock Dividends page that has now been updated. 


Friday, 2 October 2020

Summary of September 2020

Summary of September 2020

 Received normal dividends from my US companies while BP had cut their dividends payment by half. It makes sense and I support these actions by companies. If they have a bad year then the shareholders should not only suffer with share price drops but also reduced or cut dividends. I am sure many of you disagree with me on this one.

This month I did not manage to add any cash to my broker account. A friends car broke down and had to go to the scrap yard. Since many people in the UK are receiving utterly unacceptable salaries my friend had too little savings to be able to buy an ok 2nd hand car and I stepped in and bought it. The money will come back in the coming months and I will hopefully be able to buy stocks for slightly more then my usual ~2k € per month. The Mixed ETF that I by via my company pension was of course still invested.

The border to both Sweden and Denmark was open for UK travellers so I directly booked a trip back home. I had a great time with my family and friends and as tradition holds we went for a swim followed by sauna. Due to the very warm weather in Sweden I don't think I have ever spent so long time in the sea in the end of September before. So I had a great time!

During my vacation there was however a bit of a hiccup between Denmark and the UK which has now led to me being forced to quarantine for two weeks before returning to the office. It is ok, not what I wanted but it's ok. I spent a large part of spring and summer doing just this.

For the previous summary please visit Summary of August 2020 and here you can see my stock portfolio as it is.


The total invested value is now up at: 
166,446 €. Monthly investment was made in the Mixed ETF and more parts were bought in ETF Portugal.


The value of the portfolio is today: 200,761 € and I have 963 € in cash on my broker account. I have realised gains of 3,103 € and unrealised of 34,315 € (17.1%) which is, as always, not good enough.



DAX is now down at 12,761 points which means that it has decreased by -1.8% since the previous summary and my own portfolio has unfortunately also decreased by -0.9%. 

Conclusion: DAX lost this round against me and it is a good moment to invest. I decided that my friends need was greater than my future me and therefore I made a different investment this month.

Thursday, 1 October 2020

Dividends during September 2020: Intel, IBM and BP

 

For my 135 shares in Intel I received in total 37 € in dividends. From this was taken 5.55 € in taxes and I ended up with 31.45 € on my broker account.

IBM also sent some money over in the size of 34.27 € for my 25 shares. The taxman took 5.14 € and I received 29.13 € as cash.

The oil price is since a while fairly low and the dividends from BP now also reflects this. For my 800 shares I received a total of 35.13 € in cash on my broker account.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated.