Friday 9 April 2021

Stock bought in March 2021

 Due to that I had maxed out my stock ISA I was forced to wait until the new tax year here in the UK started before I could transfer money over to the broker account. This has now happened and the money was transferred.

In the end I decided to go for a company that I like to use very much and in an industry that have been trashed during the last year so it is truly contrarian. Ideally it should have been bought a year ago but back then I made other investments. There are old rules saying that one should never buy into the airline industry because they always need to make heavy investments to stay on top of safety and security but I do not agree with those old rules of thumb.

I therefore decided to buy 200 shares in EasyJet at a total cost of 2332.80 € or 11.664 €/share.

Sunday 4 April 2021

Summary of March 2021


Summary of March 2021

Several companies paid out dividends this month so that was very nice of them. I always love those dripples of cash coming into the account.

I'm afraid that I have not yet made the transfer of cash to my broker account and neither have I bought any news stock for the March salary due to that I've maxed out my ISA contribution for the tax year ending in April. So I just need to wait a couple of days and then I will directly transfer and get busy buying something.

My pension provider has decided to make an indecent charge increase of one of my mixed funds so I have now changed it for a more reasonable one.

The GBP keeps rising and I hope that it will continue to do so. When I took the job in the UK GBP:EUR was around 1.34 and within a couple of months it dropped down to around 1.12 which I never really felt to be fair but it will make a massive difference the day I leave UK.

Work wise everything is (British) fine. Significant problems with suppliers and availability of raw materials. Pretty much have to wheel and deal to get anything done which by the look of things might not improve for the rest of this year.

For the previous summary please visit Summary of February 2021 and here you can see my stock portfolio as it is.

The total invested value is now up at: 208,258
 . Monthly investments were made in the Mixed ETF, Stock X and McDonalds and cash has not yet been brought to the broker account.

The value of the portfolio is today: 295,219 € and I have ~550 € in cash on my broker accounts. I have realised gains of 3,103 € and unrealised of 86,961 € (29.5%) which is not good enough but it is improving. My ETFs are now up at a value of 56% of my portfolio.

DAX is now up at 15,107 points which means that it has increased by 9.6% since the previous summary and my own portfolio has only increased by 6.1% in the same time period.

Conclusion: Wooow! What a month for DAX! Almost 10% increase in a month meaning that many companies are now likely to be overvalued on DAX. I'm happy with my 6% and hat off to DAX.

Saturday 3 April 2021

Dividends during March 2021: McDonalds, Intel, DBAG, IBM, BP, Nike and TJX


My very recent investment McDonalds kindly paid out some dividends for me in the size of 13.89 € for my 28 shares.

Intel paid out a sum of 38.78 € for the 135 shares that I currently hold and 5.82 € went to the tax office.

My German investment company, DBAG, made a smaller dividend payment that usual which is a little bit annoying since they have arrived with reverse warnings that their profit will be larger than expected for 2021 after they downgraded it when Covid-19 hit. Either way for my 155 shares I received 124 € in dividends of which 32.70 € went to taxes.

The company I still have faith in even though many others have left it IBM decided to pay out 34.13 € in dividends of which the taxman took 5.12 €

With the reduced payments from BP I received this time only 35.10 €.

From Nike I received a dividend in the tiny size of 9.33 € and 1.40 € went to taxes.

My bargain design outlet TJX paid me 13.77 € in dividends and from this 2.07 € was withheld for taxes.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated.