Dividends Feb/Mar 2024

 

Several companies have managed to pay out dividends during these two months that I now cover.

ETF EU paid out 69.24 €, no taxes taken.

ETF All World paid out 33.18 €, no taxes taken.

ETF S&P500 paid out 70.11 €, no taxes taken.

McDonalds paid out 26.07 €, after 15% taxes withheld by US.

Intel paid out 37.80 €, after 15% taxes withheld by US.

BP paid out 52.98 €, no taxes taken.

IBM paid out 32.08 €, after 15% taxes withheld by US.

TJX paid out 16.53 €, after 15% taxes withheld by US.

DBAG paid out 114.12 €, after 26.4% taxes withheld by Germany.

Dividends during November/December

 

Several dividends have been paid out in the end of the year and I even managed to receive one from a company that I had sold off, namely H&M.

H&M paid out 70.69 €, of which the taxman took -21.21 €, leaving me with 49.48 € as cash.

TJX paid out 19.40 €, taxman took -2.91 € leaving 16.49 € on broker account.

Intel paid out 39.61 €, taxman got -2.31€ leaving me with 27.30 € as cash.

IBM paid out a healthy 38.35 €, taxman took -5.76 €, leaving 32.59 € in cash.

BP paid out 53.03 €.

Scottish paid out 4.98 €.

McDonalds paid out 25.63 € and I must have been lucky there with when I bought them.

HSBC paid out 64.12 €.

ETF - All World paid out 34.38 €.

ETF - EU/UK paid out 63.19 € and finally

ETF - S&P500 paid out 63.14 €.

I've also in early January received Nike 13.43 €, taxman took -2.01 € leaving 11.42 €.

The dividend page has now been updated including including the end of year tally of 5,265 € paid out in total -468 € to taxes.

Stocks bought/sold November/December

 

Several stocks were bought and sold during this period. The trigger was that I considered the value of Netflix to be excessive and due to that I must now pay taxes in Sweden I decided to balance the gain by getting rid of some loss shares. I keep investing in my UK stock portfolio and any money in my German stock portfolio I directly take out in this case I took out >10k € from my German stock portfolio.

Sold shares

Netflix, 30 shares sold for 12,833.26 € with a gain of 6,938.77 € or 109%.

EasyJet, 947 shares sold for 4,560.53 € with a loss of -2,670.51 € or -38%.

Skanska, 250 shares sold for 3,743.12 € with a loss of -628.86 € or -14%. During the holding period an additional 717 € was paid out in dividends.

BASF, 140 shares sold for 6,073.38 € with a loss of -770.57 € or -12%. During the holding period an additional 2,716 € was paid out in dividends.

H&M, 250 shares sold for 3,856.83 € with a loss of -1,092.01 € or -22%. During the holding period an additional 1,605 € was paid out in dividends.

My current holding period of stocks is 45 months.

Bought shares

McDonalds, 20 shares bought for 5,082.50 €. I should never have sold them when I previously did. I bought them as a realty company and then in the pandemic I sold them as a fast food company. Stupid!

Berkshire, 20 more shares bought for 6,647.54 €. This means that I currently hold 45 shares for 11,399 €.

Burberry, 170 shares bought for 3,246.04 €.

ETF-All World, 35 shares bought for 3,653.23 €. This means that I currently hold 93 shares for 9,223 €.

Sold Stocks during December 2022

 

Hmmm... In the end of November the high inflation, prices for gas an electricity was getting to me and my thoughts were as follows. I want to get rid of RWE since it has increased too much and I'm not overly joyed about their energy production so then I might as well balance the massive share price gain by getting rid of some long standing bad investments (German banks!) in my German broker account. So I did.

Secondly... The dollar is high, inflation should lead to higher prices in the fast food chains and people have less spending power meaning they should (but will they though) reduce how much they spend in the fast food chains. I should potentially not have sold off McDonalds since they are not a fast food chain, however, property prices are also going down. I'll keep an eye on McDonalds moving forward.

Restaurant brands bought for 6,438.30 € and sold for 7,580.74 € with a profit of 1,142.44 € (17.7%) and additionally I've received 85.79 € in dividends.

Yum! bought for 5,317.92 € and sold for 5,752.46 €, leaving a profit of 434.54 € (8.2%) and additionally I've received 83.58 € in dividends.

Stock Y was bought for 4,387.05 € and sold for 1,093.06 €, giving a loss of -3,293.99 € (-75.1%).

McDonalds was bought for 4,806.72 € and sold for 7,220.49 €, leaving a profit of 2,413.77 € (50.2%) and additionally 223.65 € was paid out in dividends.

RWE was bought for 4,581.29 € and sold for 13,929.30 €, with a profit of 9,348.01 € (204.1%) and additionally I've received 1,652.50 € in dividends.

VW was bought for 2,003.14 € and sold for 1,623.34 €, with a loss of -379.80 € (-19.0%) and additionally 339.96 € had been paid out in dividends.

Deutsche Bank was bought for 9,483.77 € and sold for 4,204.58 €, giving a loss of -5,279.19 € (-55.7%), over the years I've received 807.45 € in dividends. Held since 2012.

K+S was bought for 5,195.89 € and sold for 4,647.95 €, giving a loss of -547.94 € (-10.6%), additionally I've received 724.40 € in dividends. Held since 2013.

Commerzbank was bought for 7,649.76 € and sold for 5,736.56 €, causing a loss of -1,913.20 € (-25.0%), additionally I've received 905.30 € in dividends over the years. Held since 2012.

My average holding time of divested companies are now at 3.35 years.

Dividends in December 2022

 

Yum brands paid out 21.56 € as cash on my broker account.

McDonalds kindly enough paid me 34.42 € to my broker account

ETF EU 600 paid me 57.46 € as cash to the broker account.

BP paid out 45.08 € in cash to me and finally

IBM paid out 38.85 € of which the taxman took 5.83 € and I was left with 33.02 € as cash on my broker account.

The year end dividends have now also been updated on the dividends page.

Dividends during Aug/Sep/Oct 2022

 

Several companies have made payments during the three last months and can be seen below.

Yum Brands paid out 22.22 €.

McDonalds paid out 32.91 €.

Rio Tinto paid out 379.00 €.

ETF EU paid out 72.71 €.

Restaurant Brands paid out 56.13 €.

Nike paid out 12.41 € of which the tax man took 1.86 € leaving 10.55 € as cash on broker account.

BP paid out 46.53 €.

IBM paid out 40.48 € of which the tax man took 6.07 € leaving 34.41 € for me.

TJX paid out 18.84 € of which the tax man took 2.82 € and leaving 16.02 € as cash for me and finally...

Intel paid out 49.18 € with tax man taking 7.38 € and leaving me with 41.80 € in cash.

Dividends during June 2022

 

Yum brands paid out 21.62 € as cash on my broker account.

McDonalds paid out 31.22 € as cash on my broker account.

ETF EU paid out the handsome sum of 326.30 € as cash on my broker account.

Nike paid out 11.67 €, however taxman withheld 1.75 € and I received 9.92 € in cash on my account.

BP paid out 40.66 € as cash on my broker account and finally

IBM paid out 38.94 € of which taxman took 5.84 € and I got 33.10 € as cash on my broker account.

Dividends during March/April 2022

 

Yum brands paid out 9.74€ as cash on my broker account.

McDonalds paid out 29.89€ on my broker account.

ETF EU paid out 45.11€ to be used as I please on my UK broker account.

Shell paid out 58.86€ on my broker account.

Rio Tinto paid out the handsome amount of 462.12€ as cash on my account.

Intel dribbled in 31.56€ in cash.

BP paid the miniscule amount of 39.85€ as cash.

Nike provided me with 9.37€ in dividends and finally...

Skanska paid out 242.94€ of which I got to keep 170.06€ paid out as cash.

Dividends during December 2021

 

I'm a little bit late with this report so actually it also covers the dividend payments during the first week of January also but to my great pleasure several of them have paid out dividends to me so that it great!

BP - paid out 38.54€ that was received as cash on my broker account.

Nike - paid me 10.77€, the taxman took his pound of flesh (15%) and I received 9.16€ as cash on the broker account.

IBM - paid me 36.38€ and in the end it dropped in 30.92€ in cash.

TJC - paid out 14.61€ of which I received 12.42€.

Intel - paid me a nice chunk of 41.25€ of which 35.06€ stuck on my broker account.

ETF EU - directly gave me 13.52€ on my broker account.

Shell - gave me a nice payment of 58.29€ directly as cash.

McDonalds - paid out 29.40€ as cash on my broker account and finally

Yum brands - paid me the tiny sum of 8.44€ on my broker account.

Dividends during Sep/Oct 2021

 

During the two months there were some substantial dividend payments being made to my broker accounts. The biggest by far coming from Rio Tinto that with this payment snuck in on second place in dividend payments for the year. Only BASF have in cash paid out more to me.

McDonalds paid out 26.34 € as cash on my broker account.

Shell increased their quarter dividends and paid out 55.51 € to my broker account.

Rio Tinto added a bonus dividend payment which meant that I received 310.71 € out as cash on my account.

Nike paid out 9.45 € and after taxes I got 8.03 € on my broker account.

BP paid out 36.72 € and all of it ended up as cash on my account.

IBM paid out 34.51 € and after taxes I got 29.33 € on my account to make new investments with.

Dividends during March 2021: McDonalds, Intel, DBAG, IBM, BP, Nike and TJX

 

My very recent investment McDonalds kindly paid out some dividends for me in the size of 13.89 € for my 28 shares.

Intel paid out a sum of 38.78 € for the 135 shares that I currently hold and 5.82 € went to the tax office.

My German investment company, DBAG, made a smaller dividend payment that usual which is a little bit annoying since they have arrived with reverse warnings that their profit will be larger than expected for 2021 after they downgraded it when Covid-19 hit. Either way for my 155 shares I received 124 € in dividends of which 32.70 € went to taxes.

The company I still have faith in even though many others have left it IBM decided to pay out 34.13 € in dividends of which the taxman took 5.12 €

With the reduced payments from BP I received this time only 35.10 €.

From Nike I received a dividend in the tiny size of 9.33 € and 1.40 € went to taxes.

My bargain design outlet TJX paid me 13.77 € in dividends and from this 2.07 € was withheld for taxes.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated. 

Stock bought in February 2021

 

The salary from February was directly pushed into the stock market. The Queens sterling keeps increasing in value which is appreciated but at the moment fairly irrelevant to me since I need it to be high when I leave the UK and have to shuffle the money. Already dreading the fees that might come with that. I've now also filled up my ISA limit and will probably hang on to the March salary until the new tax year starts which will be ~5th April 2021before I can bring in 20k again to the stock ISA.

At this time 1 year ago I was in Australia to visit my brother and his family and Covid-19 was spreading across the world. Happily I was not a contributor to that.

I decided to increase my holding in McDonalds and I therefore bought 13 more shares at a total cost of 2225 €. I now hold 28 shares in McDonalds at a cost of 4807 € or 171.67 € per share.

I also increased my holding in Stock X. I bought 300 more shares at a total cost of 1231 € which means that I now hold 1424 shares at a total cost of 4451 € or 3.13 € per share.

Enjoy the weekend!

Stocks bought in January 2021

The part of the bonus that ended up on my broker account was directly spent today. I ended up buying three different companies of which two are famous.

I bought 25 shares in Berkshire Hathaway to increase my holding in investment companies. Currently I only have DBAG and Ratos, both are fairly small and a bigger investment / holding company was desired in the portfolio. For the 25 shares I paid in total 4,751 € which is around 190 € per share.

The second company that I bought was McDonalds. I'm not very happy with the PE of McDonalds but I still look upon it as a solid investment for the long term. By making this investment I've then also managed to cover my lack of property companies. I bought 15 shares at a total cost of 2,583 € which makes 172 € per share.

After a lot of contemplation I also decided to increase my holding in Stock Y. I therefore bought 830 shares at a total cost of 2,194 € which means I now own 1,600 shares at a total cost of 4,387 € or 2.74 € per share.

Hamburgers, are we still loving it?

I started writing this reflection when the CEO of McDonald's, Mr. Don Thompson, was removed as a CEO after hardly even three years on the job. I am not able to judge if he did a good or a bad job during his period as a CEO however it is a fact that the revenue and profit did not increase as the shareholders were hoping for. Was that due to him, due to that the previous CEO had not responded and started to change the steering or was it due to a general change in society with an interest in healthier food and being prepared to spend more money on food that looks, taste and maybe even claims to be organic. I do not know. But I find less than three years to be too short for even being able to start to change things and especially in a giant like McDonald's. This piece was supposed to be about impatience but it was pulled into another direction during the writing so the title was changed simply to Hamburgers, are we still loving it?

Analysis of McDonalds

Company: McDonalds

Business: One of the biggest property holders in the world. Selling beverages and fast food especially hamburgers.

Active: World wide and are very strongly established in North America and Europe. Expanding into other parts. When I was in Delhi I walked into McDonalds there only to see what was on the menu. They always adapt to where they establish themselves. I guess that comes from that focus is in the long run on property and not on what they serve people in the establishment for keeping things running.

P/E: 18.5