Tuesday, 4 May 2021

Stocks bought in April 2021

 


Due to the liquidation of the ETF Portugal I had plenty of cash on my broker account that I needed to bring into the stock market again. As I previously mentioned I did not find another ETF following the PSI20 so instead I decided to go back to an ETF that I have previously owned which was ETF Austria.

I therefore bought 160 parts of ETF Austria at a total cost of 9012.88 € (which includes a fee of 22.48 €) or 56.33 € per share.

I additionally bought 210 Lufthansa shares at a total cost of 2250.55 € (which includes a fee of 3.37 €) or 10.72 € per share.

Sunday, 2 May 2021

Summary of April 2021

 

Summary of April 2021

Some dividends arrived of which two very nice ones so that was good. Once again I did not manage to join when DBAG raised their shares in the company so that was annoying and my ETF Portugal went into liquidation and I received the money out as cash. During the 4 years that I had held it I had received around 2.5% in value increase and 5% in dividends so less than 2% per year. Not very good but still better than a bank account. Due to this unexpected sale I now have a, for me, large cash pot that I need to shuffle out on the stock market. I already know what to buy.

My company pension broker decided to push up the costs for an ETF to a level that was just ridiculous so I swiftly changed that to a lower cost one. Happily there were no costs involved in changing from one fund to the next.

Work is going ok. Issues with the cooperation partners that are sitting in countries that have now, once again, been very hard hit by Covid-19. It of course leads to delays that no one wants to have but based on the revenues that we see from many companies then it seems as these periods of lockdown etc. are being caught up very quickly once the countries open up again. The demand is simply there it is just on hold by the look of it.

For the previous summary please visit Summary of February 2021 and here you can see my stock portfolio as it is.


The total invested value is now at: 205,702 . Monthly investments were made in the Mixed ETF and EasyJet.


The value of the portfolio is today: 297,966 € and I have 11,646 € in cash on my broker accounts. I have realised gains of 3,323 € and unrealised of 92,264 € (31.0%) which is not good enough but it is improving. My ETFs are now up at a value of 56% of my portfolio.


DAX is now up at 15,136 points which means that it has increased by 0.2% since the previous summary and my own portfolio has only increased by 3.1% in the same time period.

Conclusion: DAX did not improve significantly during the month while my own portfolio did a little bit better. Generally it feels as if the stock markets have gone up too much, too fast but since I do not believe in timing I will also not step out of the stock market.

Saturday, 1 May 2021

Dividends and odd matters April 2021

 


Shell decided to pay out dividends to me and I received 37.10 € as cosh on my broker account.

Skanska made a very nice dividend payment in the size of 231.49 € of which 69.45 € was retained in taxes and I received 162.04 € as cash on my account.

RWE also paid out a nice dividend in the size of 280.50 € of which 73.98 € was kept by the German tax office and I received 206.52 € as cash on my broker account.

Now move on to the more annoying matters... My broker account in Germany always send everything out as paper and needs a signature for everything such as when a company increases their shares. This means that I never manage to respond to any of that because the papers often arrives AFTER it has already taken place.

DBAG raised new shares and since I could not join in they were sold for ma and I received 153.41 € as cash on my broker account.

Apparently the ETF Portugal that I have owned since 2017 was suddenly liquidated and I received 8260.04 € as in cash on my broker account. I've been looking for a different PSI20 ETF but I've not managed to find one so I will have to push it into a different ETF.

Friday, 9 April 2021

Stock bought in March 2021

 Due to that I had maxed out my stock ISA I was forced to wait until the new tax year here in the UK started before I could transfer money over to the broker account. This has now happened and the money was transferred.

In the end I decided to go for a company that I like to use very much and in an industry that have been trashed during the last year so it is truly contrarian. Ideally it should have been bought a year ago but back then I made other investments. There are old rules saying that one should never buy into the airline industry because they always need to make heavy investments to stay on top of safety and security but I do not agree with those old rules of thumb.

I therefore decided to buy 200 shares in EasyJet at a total cost of 2332.80 € or 11.664 €/share.

Sunday, 4 April 2021

Summary of March 2021

 

Summary of March 2021

Several companies paid out dividends this month so that was very nice of them. I always love those dripples of cash coming into the account.

I'm afraid that I have not yet made the transfer of cash to my broker account and neither have I bought any news stock for the March salary due to that I've maxed out my ISA contribution for the tax year ending in April. So I just need to wait a couple of days and then I will directly transfer and get busy buying something.

My pension provider has decided to make an indecent charge increase of one of my mixed funds so I have now changed it for a more reasonable one.

The GBP keeps rising and I hope that it will continue to do so. When I took the job in the UK GBP:EUR was around 1.34 and within a couple of months it dropped down to around 1.12 which I never really felt to be fair but it will make a massive difference the day I leave UK.

Work wise everything is (British) fine. Significant problems with suppliers and availability of raw materials. Pretty much have to wheel and deal to get anything done which by the look of things might not improve for the rest of this year.

For the previous summary please visit Summary of February 2021 and here you can see my stock portfolio as it is.


The total invested value is now up at: 208,258
 . Monthly investments were made in the Mixed ETF, Stock X and McDonalds and cash has not yet been brought to the broker account.


The value of the portfolio is today: 295,219 € and I have ~550 € in cash on my broker accounts. I have realised gains of 3,103 € and unrealised of 86,961 € (29.5%) which is not good enough but it is improving. My ETFs are now up at a value of 56% of my portfolio.


DAX is now up at 15,107 points which means that it has increased by 9.6% since the previous summary and my own portfolio has only increased by 6.1% in the same time period.

Conclusion: Wooow! What a month for DAX! Almost 10% increase in a month meaning that many companies are now likely to be overvalued on DAX. I'm happy with my 6% and hat off to DAX.