Summary of July 2022

 

Summary of July 2022

What can one say? Is war still going on. Yes, it is. Is Covid still raising its banner in the world? Yes, it is, however fewer have a serious impact. Is travelling still a nightmare in many airports? Yes, it is. Is supply of materials still a nightmare? Yes, it is. Is inflation and interests going up? Yes, it is. I see few things to be cheerful about however I also have the built in resilience that people will still consume and companies will still make products so I'm not worried about any of the developments on the stock market.

I managed to go to the south of France for some camping. It was a great experience and I've never done river hiking before but it was the greatest ever! To walk in the cold mountain river, while having temperatures above 35 deg C. It was great! Funnily enough I avoided the heat wave that arrived to the UK with over 40 deg C on one day. Pity that I missed it.

I've now completely filled up my stock ISA and will most likely be hording cash for the time being.

For the previous summary please visit Summary of June 2022 and here you can see my stock portfolio as it is. 

The total invested value is now at: 302,590 €. Monthly investments made in ETF Mix and Restaurant Brands.

The value of the portfolio is today: 397,851 € and I have 3,414 € in cash on my broker accounts. I have realised gains of 4,547 € and unrealised of 95,262 € (24%) which is not good enough and dropped down further lately. My ETFs are now up at a value of 63% of my portfolio.

DAX is now down to 13,484 points which means that it has increased by 5.2% since the previous summary and my own portfolio has increased by 7.7% in the same time period.

Conclusion: Both DAX and my own portfolio have made a recovery during July. I can not invest any further money in the UK for the time being so I will be holding onto cash. Elections have or are going on in many countries so it will be interesting to hear the populations opinion.

Dividends during July 2022

 

I received some dividends from Restaurant Brands in the size of 29.66 € that was paid out as cash on my broker account.

I also received 32.62 € paid out as cash from Associated British Foods during the month of July.

Stock bought in July 2022

 

I decided to increase my position in Restaurant Brands International and I therefore bought 55 more shares at a total cost of 2,793 €. I now have a holding of 120 shares at a total cost of 6,438 €.

Summary of June 2022

 

Summary of June 2022

War still going on in Ukraine and people are dyeing every day. Ukraine is a large food producer and exporter which can potentially lead to global food shortages. Inflation and interests rates are increasing globally. Covid is coming back and the infection rates, happily not death rates, are increasing day by day. More countries are trying to protect themselves by joining Nato and from the energy crisis by building more nuclear plants. The world is open for travelling but airspace over Ukraine and Russia is not which is creating massive issues. The managers of the airports globally thought they were clever during Covid - they were not, and now we are stuck in an open world where we should be able to go anywhere but we are unable to get through security at the airport in time to catch the flight OR the flight gets cancelled at the last minute. May we live in interesting times.

So... the stock market have during June reacted to all of the above and probably also to many more things that I've missed to put into the list. Dividends do however keep dropping in and I received a bit more than 400 € so that is good news. Bad news is that the stock market is shaky and the money that I had started to build up for my renovations object have now been wiped out and there is nothing to say that this will be the end of it so it will probably continue down which then "eats" into my retirement fund. Is my brother right? Will I need a bigger buffer before retirement? 

Currently I'm still sitting with a good job in a position that is paying me fairly well so I'm in no stress to leave. The new boss have still not arrived and I'm enjoying my freedom of doing pretty much whatever I fancy. Let's see what the pushback will be one day.

Am I worried, concerned, having sleepless nights of any of the above? No, I'm not. Life is in the end good and my heart is with the people in Ukraine that are currently suffering.

For the previous summary please visit Summary of May 2022 and here you can see my stock portfolio as it is. 

The total invested value is now at: 296,096 €. Monthly investments made in ETF Mix, Rio Tinto and I divested Stock X.

The value of the portfolio is today: 367,039 € and I have 6,068 € in cash on my broker accounts. I have realised gains of 4,547 € (due to loss from selling Stock X) and unrealised of 70,943 € (19%) which is not good enough and dropped down further lately. My ETFs are now up at a value of 64% of my portfolio.

DAX is now down to 12,813 points which means that it has decreased by -11.4% since the previous summary and my own portfolio has decreased by -11% in the same time period.

Conclusion: DAX is down and I am down. I keep investing and I've now added in the final amount of money to my UK ISA broker account (£20k per year and the tax year started in April 2022) so I've got one more investment to make in July from the cash that is now in there but after that the money needs to be brought into action somehow else. I might be forced to just keep it as cash which fills my heart with dread. 

Dividends during June 2022

 

Yum brands paid out 21.62 € as cash on my broker account.

McDonalds paid out 31.22 € as cash on my broker account.

ETF EU paid out the handsome sum of 326.30 € as cash on my broker account.

Nike paid out 11.67 €, however taxman withheld 1.75 € and I received 9.92 € in cash on my account.

BP paid out 40.66 € as cash on my broker account and finally

IBM paid out 38.94 € of which taxman took 5.84 € and I got 33.10 € as cash on my broker account.

Stocks bought/sold June 2022

 

I increased my holding in RioTinto by buying 40 more shares at a total cost of 2,376 €. My total holding is now 150 shares at a cost of 9,590 €.

I also sold off Stock X so 364 shares departed and this gave me 71 € in cash on my broker account after the trading fees were paid giving a total loss of 991 €. Stock X was a small American company that was seeking FDA approval for a drug that is already commonly used in the world, including EU. However they failed miserably in getting that approval hence no reason to keep them.