Dividends during March 2021: McDonalds, Intel, DBAG, IBM, BP, Nike and TJX

 

My very recent investment McDonalds kindly paid out some dividends for me in the size of 13.89 € for my 28 shares.

Intel paid out a sum of 38.78 € for the 135 shares that I currently hold and 5.82 € went to the tax office.

My German investment company, DBAG, made a smaller dividend payment that usual which is a little bit annoying since they have arrived with reverse warnings that their profit will be larger than expected for 2021 after they downgraded it when Covid-19 hit. Either way for my 155 shares I received 124 € in dividends of which 32.70 € went to taxes.

The company I still have faith in even though many others have left it IBM decided to pay out 34.13 € in dividends of which the taxman took 5.12 €

With the reduced payments from BP I received this time only 35.10 €.

From Nike I received a dividend in the tiny size of 9.33 € and 1.40 € went to taxes.

My bargain design outlet TJX paid me 13.77 € in dividends and from this 2.07 € was withheld for taxes.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated. 

Stock bought in February 2021

 

The salary from February was directly pushed into the stock market. The Queens sterling keeps increasing in value which is appreciated but at the moment fairly irrelevant to me since I need it to be high when I leave the UK and have to shuffle the money. Already dreading the fees that might come with that. I've now also filled up my ISA limit and will probably hang on to the March salary until the new tax year starts which will be ~5th April 2021before I can bring in 20k again to the stock ISA.

At this time 1 year ago I was in Australia to visit my brother and his family and Covid-19 was spreading across the world. Happily I was not a contributor to that.

I decided to increase my holding in McDonalds and I therefore bought 13 more shares at a total cost of 2225 €. I now hold 28 shares in McDonalds at a cost of 4807 € or 171.67 € per share.

I also increased my holding in Stock X. I bought 300 more shares at a total cost of 1231 € which means that I now hold 1424 shares at a total cost of 4451 € or 3.13 € per share.

Enjoy the weekend!

Summary of February 2021

 

Summary of February 2021

No dividends were paid out to me during the month of February 2021 so unfortunately I have nothing of interest to report on that. BASF had a good year 2020 and I was informed that they are planning to pay out 3.30 € per share + bonus to their employees. I do have friends working for BASF so good on them!

I was expecting increased prices in the supermarkets and potentially some lacking products after Brexit but to be honest I have not noticed that much of it. If my weekly shopping bill ends up at £30 or £33 I'm afraid I couldn't care less and therefore I also do not notice it. In January I did however notice that the lifetime of the fruit and vegetables that I bought was much shorter in my fridge than previously. This does no longer seem to be the case and things are back to normal.

The value of the £ has started to increase and gone from ~1.11 to 1.15 to € and since over half my stock portfolio is these days in £ I have had a more than normal boost from this. The currency wind can however change quickly in either direction so it is a risk that I have in my portfolio.

The vaccinations here in the UK are progressing swiftly. We now have several employees that have received the first shot and they are really pushing it. So well done NHS and UK government on that! Due to my age and no serious (known) health issues I am further down the line and can probably not expect to receive something until earliest in May.

Start to be a bit of a complication in the company. The home office people have kind of gotten into a state of business as usual, because that is how it is for them. They wake up, go to their home office desk and start working with teleconferences etc. It is not business as usual! Lockdown is currently in place and there are significant delays in deliveries, getting supplies etc. and Brexit have not helped us either when it comes to this to be fair.

For the previous summary please visit Summary of January 2021 and here you can see my stock portfolio as it is.

The total invested value is now up at: 200,630 €. Monthly investments were made in the Mixed ETF, Stock Y, Berkshire Hathaway and McDonalds and I'm sitting on cash for buying more. The bonus and increased value of the £ have pushed up the value significantly compared to last month.

The value of the portfolio is today: 272,219 € and I have 3,778 € in cash on my broker accounts. I have realised gains of 3,103 € and unrealised of 71,589 € (26.3%) which is not good enough but it is improving. My ETFs are now up at a value of 56% of my portfolio.

DAX is now up at 13,786 points which means that it has increased by 2.6% since the previous summary and my own portfolio has increased by 1.0% in the same time period.

Conclusion: DAX this very well this month after its dip in January. I was helped by currency movements but not enough for beating DAX. Now I need to focus on what to by next for the cash that has been added to the broker account.

Stocks bought in January 2021

The part of the bonus that ended up on my broker account was directly spent today. I ended up buying three different companies of which two are famous.

I bought 25 shares in Berkshire Hathaway to increase my holding in investment companies. Currently I only have DBAG and Ratos, both are fairly small and a bigger investment / holding company was desired in the portfolio. For the 25 shares I paid in total 4,751 € which is around 190 € per share.

The second company that I bought was McDonalds. I'm not very happy with the PE of McDonalds but I still look upon it as a solid investment for the long term. By making this investment I've then also managed to cover my lack of property companies. I bought 15 shares at a total cost of 2,583 € which makes 172 € per share.

After a lot of contemplation I also decided to increase my holding in Stock Y. I therefore bought 830 shares at a total cost of 2,194 € which means I now own 1,600 shares at a total cost of 4,387 € or 2.74 € per share.

Summary of January 2021

 

Summary of January 2021

I had one final dividend payment from Nike just before the end of the year. I have now updated that on the dividend page. Besides from that 8 € something payment I have received no dividend payments during the month of January.

In January we receive bonus payments in the company. As mentioned on numerous occasions I personally find it distasteful to pay out bonuses in a company that is not making a decent profit. Unfortunately I do not have the say over this and substantial bonuses were paid out. Bonus payments and / or any gains from stock options have not been considered for my retirement plan. The bonus directly disappeared from my account and one part went back to Sweden for property tax and bills for my families summer house for the coming two years and the other part went straight into my Stock ISA here in the UK. I therefore currently holding slightly more cash than what is normally the case.

UK is currently on lockdown but allows businesses to remain open which means that either one is at work or at home. I have expanded the amount of home office during this period and I currently do two days home office. Interestingly enough I find that I was more efficient with home office when doing it constantly but still my efficiency is the highest when I am in the office.

For the previous summary please visit Summary of December 2020 and here you can see my stock portfolio as it is.

The total invested value is now up at: 186,884 €. Monthly investment was made in the Mixed ETF and I'm sitting on cash for buying something.

The value of the portfolio is today: 251,661 € and I have 9,859 € in cash on my broker account. I have realised gains of 3,103 € and unrealised of 64,776 € (25.7%) which is not good enough but it is improving. My ETFs are now up at a value of 58% of my portfolio.

DAX is now down at 13,433 points which means that it has decreased by -2.8% since the previous summary and my own portfolio has increased by 1.1% in the same time period.

Conclusion: I beat DAX pretty substantially during the month of January which I of course hope will continue for many more months during 2021 but I am fairly certain that will be the case due to the beneficial company pension scheme. I am still lacking in property and forest industry and currently my thoughts are to use the bonus to invest into a property and an investment company. I still need to think about if I will also make a smaller increase in my holding in Stock X or Stock Y.