Dividends and odd matters April 2021

 

Shell decided to pay out dividends to me and I received 37.10 € as cosh on my broker account.

Skanska made a very nice dividend payment in the size of 231.49 € of which 69.45 € was retained in taxes and I received 162.04 € as cash on my account.

RWE also paid out a nice dividend in the size of 280.50 € of which 73.98 € was kept by the German tax office and I received 206.52 € as cash on my broker account.

Now move on to the more annoying matters... My broker account in Germany always send everything out as paper and needs a signature for everything such as when a company increases their shares. This means that I never manage to respond to any of that because the papers often arrives AFTER it has already taken place.

DBAG raised new shares and since I could not join in they were sold for ma and I received 153.41 € as cash on my broker account.

Apparently the ETF Portugal that I have owned since 2017 was suddenly liquidated and I received 8260.04 € as in cash on my broker account. I've been looking for a different PSI20 ETF but I've not managed to find one so I will have to push it into a different ETF.

Stock bought in March 2021

 Due to that I had maxed out my stock ISA I was forced to wait until the new tax year here in the UK started before I could transfer money over to the broker account. This has now happened and the money was transferred.

In the end I decided to go for a company that I like to use very much and in an industry that have been trashed during the last year so it is truly contrarian. Ideally it should have been bought a year ago but back then I made other investments. There are old rules saying that one should never buy into the airline industry because they always need to make heavy investments to stay on top of safety and security but I do not agree with those old rules of thumb.

I therefore decided to buy 200 shares in EasyJet at a total cost of 2332.80 € or 11.664 €/share.

Summary of March 2021

 

Summary of March 2021

Several companies paid out dividends this month so that was very nice of them. I always love those dripples of cash coming into the account.

I'm afraid that I have not yet made the transfer of cash to my broker account and neither have I bought any news stock for the March salary due to that I've maxed out my ISA contribution for the tax year ending in April. So I just need to wait a couple of days and then I will directly transfer and get busy buying something.

My pension provider has decided to make an indecent charge increase of one of my mixed funds so I have now changed it for a more reasonable one.

The GBP keeps rising and I hope that it will continue to do so. When I took the job in the UK GBP:EUR was around 1.34 and within a couple of months it dropped down to around 1.12 which I never really felt to be fair but it will make a massive difference the day I leave UK.

Work wise everything is (British) fine. Significant problems with suppliers and availability of raw materials. Pretty much have to wheel and deal to get anything done which by the look of things might not improve for the rest of this year.

For the previous summary please visit Summary of February 2021 and here you can see my stock portfolio as it is.

The total invested value is now up at: 208,258 €. Monthly investments were made in the Mixed ETF, Stock X and McDonalds and cash has not yet been brought to the broker account.

The value of the portfolio is today: 295,219 € and I have ~550 € in cash on my broker accounts. I have realised gains of 3,103 € and unrealised of 86,961 € (29.5%) which is not good enough but it is improving. My ETFs are now up at a value of 56% of my portfolio.

DAX is now up at 15,107 points which means that it has increased by 9.6% since the previous summary and my own portfolio has only increased by 6.1% in the same time period.

Conclusion: Wooow! What a month for DAX! Almost 10% increase in a month meaning that many companies are now likely to be overvalued on DAX. I'm happy with my 6% and hat off to DAX.

Dividends during March 2021: McDonalds, Intel, DBAG, IBM, BP, Nike and TJX

 

My very recent investment McDonalds kindly paid out some dividends for me in the size of 13.89 € for my 28 shares.

Intel paid out a sum of 38.78 € for the 135 shares that I currently hold and 5.82 € went to the tax office.

My German investment company, DBAG, made a smaller dividend payment that usual which is a little bit annoying since they have arrived with reverse warnings that their profit will be larger than expected for 2021 after they downgraded it when Covid-19 hit. Either way for my 155 shares I received 124 € in dividends of which 32.70 € went to taxes.

The company I still have faith in even though many others have left it IBM decided to pay out 34.13 € in dividends of which the taxman took 5.12 €

With the reduced payments from BP I received this time only 35.10 €.

From Nike I received a dividend in the tiny size of 9.33 € and 1.40 € went to taxes.

My bargain design outlet TJX paid me 13.77 € in dividends and from this 2.07 € was withheld for taxes.

To see my total dividend flow then please visit the Stock Dividends page that has now been updated. 

Stock bought in February 2021

 

The salary from February was directly pushed into the stock market. The Queens sterling keeps increasing in value which is appreciated but at the moment fairly irrelevant to me since I need it to be high when I leave the UK and have to shuffle the money. Already dreading the fees that might come with that. I've now also filled up my ISA limit and will probably hang on to the March salary until the new tax year starts which will be ~5th April 2021before I can bring in 20k again to the stock ISA.

At this time 1 year ago I was in Australia to visit my brother and his family and Covid-19 was spreading across the world. Happily I was not a contributor to that.

I decided to increase my holding in McDonalds and I therefore bought 13 more shares at a total cost of 2225 €. I now hold 28 shares in McDonalds at a cost of 4807 € or 171.67 € per share.

I also increased my holding in Stock X. I bought 300 more shares at a total cost of 1231 € which means that I now hold 1424 shares at a total cost of 4451 € or 3.13 € per share.

Enjoy the weekend!