Merry Christmas 2015

Since I found last years tree so cute it became also the picture this year! Why waste a good picture?

This year my wife and I have gone back to Sweden to celebrate with my family. Next year we will celebrate with her family to start getting the ball rolling of those celebration visits.

Since my brother came home from Australia with his entire family this year my parents house is pretty stuffed and to make ours as well as everyone else life a little bit easier we decided to stay in the summer house and drive the one hour back and forth when the traditions demands it.

Since we will celebrate with my family the food costs will be a little bit better off this Christmas, but the travelling (back and forth to Sweden + within Sweden) + the ski trip will drain the account. Most likely the smaller investment will be made for the first couple of months.

In my last Christmas greeting the Merry Christmas 2014 I wrote that I would try to give myself an increased salary which should hopefully make it possible for me to increase my investment pace slightly. I hoped to be able to invest 20k €. I was not that far off. In the end I invested a bit more than 22k € which I am happy to have managed to push out onto the stock market. The companies picked still needs to be improved though in the future. Oh, the salary increase will remain for now but I do not know for how long it can remain as such. The clouds are growing dark, which I am preparing for by increasing my buffer system and by increasing my cash to cover around eight months of living expenses. I will feed money into that cash buffer for the next couple of months which will also influence how much I can push into the broker account.

Anyway... Christmas is here. I am in my summer house with my beautiful wife. The wind is blowing, the rain is falling but inside the fire place is burning.

Merry Christmas to all of you!